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Kit car insurance ... how much is yours?
stevegough - 13/9/11 at 02:23 PM

Just renewed my kit's insurance - £213 (Adrian Flux).
Fully comp.
Self and wife ( 53 and 54 )she'll kill me for that
Garaged.
Use SDP + commuting.

How does that compare to others? I know some of the younger builders have to pay silly money...


twybrow - 13/9/11 at 03:18 PM

BEC (stated as a ZX12r) powered
Agreed value of £6500
Fully comp
myself (just turned 30) and the other half (29)
Garaged in Southampton
2000 miles limited
SDP + commuting

And this year it went up, from £135, to £153 - I was most annoyed! The policy is with Highway, through 2Gether


Norfolkluegojnr - 13/9/11 at 03:30 PM

Frank Pickles -Fully Comp - 4000 miles - 28yrs old - no 'no claims' - garaged in Norfolk - only £180 ish last year

Not looking forward to renewal, can't imagine it'll go down.......


P ? - 13/9/11 at 03:40 PM

31 year old male

mk indy hayabusa laid up ins £43.45 valued at £9000 (garaged)


40inches - 13/9/11 at 03:45 PM

quote:
Originally posted by Norfolkluegojnr
Frank Pickles -Fully Comp - 4000 miles - 28yrs old - no 'no claims' - garaged in Norfolk - only £180 ish last year

Not looking forward to renewal, can't imagine it'll go down.......


Just had a quote from Frank Pickles:
Parts only-5000miles-62yrs old-no claims- garaged in Derbyshire- £450 Not impressed


dunk3 - 13/9/11 at 04:00 PM

My 2.0L Backtop , fully comp, 3000 miles a year , agreed value of £10,000
my self to drive
Garaged
42 years of age , clean licence
Frank pickles £110


Snuggs - 13/9/11 at 04:12 PM

Luego Viento V8 4.0
£120 Fully comp (parts only)
Agreed value of £10000
2000 miles
51, Clean license
Garaged.
Use SDP + commuting.

Same price 3 years running through 2Gether Ins (Highway/Aviva)


40inches - 13/9/11 at 04:34 PM

quote:
Originally posted by 40inches
quote:
Originally posted by Norfolkluegojnr
Frank Pickles -Fully Comp - 4000 miles - 28yrs old - no 'no claims' - garaged in Norfolk - only £180 ish last year

Not looking forward to renewal, can't imagine it'll go down.......


Just had a quote from Frank Pickles:
Parts only-5000miles-62yrs old-no claims- garaged in Derbyshire- £450 Not impressed


Just re quoted, but with 2litre car engine: £174, BEC's carry a large premium then?


Mark Allanson - 13/9/11 at 05:42 PM

Just renewed mine with Sureterm, 2.0i Pinto book Locost was £132. Fully comp, 3K miles, SDP and commuting, agreed value £4500


BigLee - 13/9/11 at 06:11 PM

MNR Vortx Mazda 1600 Turbo
Valued to cover build at £11000
32 years old
BB5 postcode (50% weighting)
3 special points for outstanding driving at speed on a wet motorway. (the copper said he was amazed I kept it on the road given the weather!)
5 years no claims on a company car.
4000 miles a year limit

£240 fully comp though Adrian Flux
Not bad considering my wife pays double that on a 1.2 Fiat 500


inkafone - 13/9/11 at 11:13 PM

Sylva Mojo 1600
£109 Fully comp (parts only)
Agreed value of £7000
6000 miles a year
Full no claims on other car
60, Clean licence
Garaged
No business use
Frank Pickles online

[Edited on 13/9/11 by inkafone]


david_hornet27 - 13/9/11 at 11:36 PM

Locost Seven 2.0 Pinto
Value £4K
Garaged
3000 miles per year
Fully Comp, Social Domestic and Pleasure with commuting.
5 years NCB
Clean License
38 years old

£175 with Adrian Flux.


Madinventions - 14/9/11 at 12:54 AM

Sylva Mojo 1700
Valued at £8K
1500mls per year
2 named drivers (me and SWMBO)
garaged
2 years NCB on this policy
Full NCB on tintop (55 Vectra SRi 1.9CDTI 150)
38 years old
fully comp with business use (gets some interesting looks when I turn up for meetings at customers site)

£117 with Footman James.


FASTdan - 14/9/11 at 06:37 AM

MK Indy 2.3 Duratec £130ish (cant remember exactly) 2gether Insurance. Thats in a Bradford postcode, my dad (59) and me (31) both with full ncb and no convictions etc.


steve m - 14/9/11 at 08:46 AM

Locost Seven 1600
Value £5K
Garaged
3000 miles per year
Fully Comp, Social Domestic and Pleasure with commuting.
full NCB
Clean License
51 years old

£97


Furyous - 25/10/11 at 09:45 AM

Fisher Fury with 1700cc, 110bhp Crossflow.
24, almost 25 years old.
Clean licence.
No NCB.
1 no-fault claim and 1 shared fault claim in the last 2 years.
Garaged in Reading.
5,000 miles.
Fully comprehensive, social, domestic, pleasure, commuting.

In the region of £690 plus admin fees with Adrian Flux.

Sounds a lot compared to the older guys, but it's about the same as a 1.6L hatchback. I had a look at Focus STI quotes, and for a car with similar performance and a lower value the cheapest was over £2,000. I'm hoping but doubting that next year's quote will be a fair bit lower after getting past the mythical 25 year barrier.


loggyboy - 25/10/11 at 11:17 AM

You guys are all very good, so many clean licenses above.... 'when' i eventually get to finishing mine, I have feeling my chequered past might make mine expensive!


lotusmadandy - 25/10/11 at 02:13 PM

My indy 2.0 is £97,
43YO,fully comp with 2gether insurance 3000 miles.
Garaged and a clean licence.

Andy

[Edited on 25/10/11 by lotusmadandy]


Furyous - 6/11/11 at 10:18 AM

I've had a quote through Frank Pickles' online form. Setting it for cover to start after my 25th birthday next week, I could only get third party, so I had to lie about my age a little to make it look like I'm already 25. They quoted £240 fully comprehensive, limited to 5,000 miles. That's a third of what I'm paying now. So 25 actually is the magic number. Obviously, I'd correct the details if I went ahead with it.


SausageArm - 6/11/11 at 12:22 PM

£430 fully comp, agreed value of £15,000
Mac#1 Worx
ZX10R turbo (350bhp)
30 years old
3 points
Full NCB
3000 miles allowance
Garaged

[Edited on 6/11/11 by SausageArm]


gingerprince - 6/11/11 at 01:35 PM

Just renewed. Went up from 180 to 185 with 2gether but got it for 169 from A-plan.

Indy fireblade, 2k miles, garaged, 34 and ginger.


MP3C - 20/5/14 at 12:41 PM

Dont know if its any use to anybody as this is an old thread.

However

Just renewed with Adrian Flux,

Previous cost £450 - Renewal today £350 fully comp
Tiger cat E1 2000cc Engine
3000 mile limit
£4500 worth
Clean license
23 years old
Garaged

Matt


stevegough - 20/5/14 at 01:56 PM

quote:
Originally posted by MP3C
Dont know if its any use to anybody as this is an old thread.

However

Just renewed with Adrian Flux,

Previous cost £450 - Renewal today £350 fully comp
Tiger cat E1 2000cc Engine
3000 mile limit
£4500 worth
Clean license
23 years old
Garaged

Matt


Its an old thread alright - I'm now 56, and I sold the kit a few weeks ago! But, I got an email saying someone had put a reply on this.....

My last insurance (with Frank Pickles) £109 - but I had it limited to 1500 miles.....this was the reason I ended up selling - I hardly ever drove it!

Looking forward to the next build - It was the challenge of building I really enjoyed!


Steve ads - 20/5/14 at 06:33 PM

Locost 7

1.7 xflow with mods
2000 miles a year
Garaged
27 no no claims bonus (apparently if you have them declared on another policy they don't count )
260 fully comp
With a world of extras thrown in European breakdown recovery etc


russbost - 21/5/14 at 06:54 AM

Furore F1 ZZR1400
Value £25k
56 year old git with clean licence
3000 miles a year
£190 with A plan


Crazylegs - 1/11/17 at 10:29 PM

Quick question if I may.

How many of you run a second car as a daily in addition to the Kit car?

Do you tend to insure the kit car with the same provider or with another provider?

Also do you insure all year round or only at certain times of the year?

Thanks and apologies for all the questions.

Marc


CosKev3 - 1/11/17 at 10:48 PM

I use different companies,kit car insurance is best off using a specialist company.

For the price of the insurance and the risk of something happening to the car in the garage I leave it insured all year.


nick205 - 2/11/17 at 10:25 AM

Not had it for a few years, but IIRC I paid around £145 fully comp on my 2.0 Pinto MK Indy for me only to drive. SWMBO was OK'ish being driven in it, but had no desire to take the wheel herself. The odd wheel-spin probably didn't encourage her


Crazylegs - 8/11/17 at 07:53 PM

Sorry for the late reply guys, thanks for the info.


inkafone - 9/11/17 at 01:07 PM

Frank Pickles are no longer doing new business on kit cars as they are concentrating on caravans.


Crazylegs - 10/11/17 at 10:57 PM

I phoned up A-Plan for a quote on a 1000cc BEC, 5k miles a year - £15 per month.

I'm 38 years old with over 10 years no claims mind so not a youngster but I think that's a very good price.

Fully comprehensive too


Hopley89 - 10/11/17 at 11:13 PM

I spoke to insurance the other day and was getting a quote for my
Mk indy R cbr1000rr, garaged birmingham, cctv and alarmed garage,
valve £20k
But they wouldnít give me a quote as the car was valued to much

So my question, who dose insurance for high values as i
donít want to drop my value to £10k as itís a 2017 car with loads
of extras!!


ianhurley20 - 11/11/17 at 09:04 AM

Mine is a 2016 car with 1.6 MX5 bits 3k fully comp, have other cars Adrian Flux £97 - helped a bit being a kit car club member (EAKKC)
But only 5k value

[Edited on 11/11/17 by ianhurley20]