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Author: Subject: What discount do you get for No claims?
morcus

posted on 2/3/13 at 03:13 PM Reply With Quote
What discount do you get for No claims?

Just a weird thing I've noticed. I've just sold my car and I'm getting my next one next week, I'm probably going to be cancelling whats left (two months) as it was a specialist policy so I thought I'd see what difference it made if the 10 months counted as a whole year for NCD and on gocompare it seems to save me about a tenner, yet if I go the other way and say I've got two it jumps up a huge amount.





In a White Room, With Black Curtains, By the Station.

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loggyboy

posted on 2/3/13 at 11:44 PM Reply With Quote
From what ive seen its 10% discount per year upto 70% max discount. But I wouldn't be surprised if some insurers use different systems.





Mistral Motorsport

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morcus

posted on 2/3/13 at 11:57 PM Reply With Quote
Thats what I thought, but that doesn't seem to be the case. The first one seems to be worth more than ten percent and the fourth as I say made little difference.





In a White Room, With Black Curtains, By the Station.

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DanP

posted on 3/3/13 at 08:52 AM Reply With Quote
From memory the first year is the big one - something like 40-50% with subsequent years roughly halving the amount of discount each year.

Ie. 0, 40, 60, 70, 75....

You can always ask the insurer, they will tell you.

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