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Young Drivers Insurance
RichardK - 7/7/10 at 07:29 PM

Anybody know of a company that is reasonable for young persons insurance, trried load on the net and the majority are coming out at 4.5k Best being 2.5

My lad has been riding a moped and 125 for over a year and has a years no claims bonus but apperently this isn't transferable onto a car insurance policy

So he's bought a sensible low ins group peugeot 106 1.1 worth about £750.

Have spoke to 2gether and they tried there best but as they specialise on the over 25's couldn't help that much.

Any ideas as 2.5k seems way over the top.

Cheers

Rich

cd.thomson - 7/7/10 at 07:33 PM

my 17yo brother has just got his first insurance on his £800 1.2l fiesta for £2100

daniel mason - 7/7/10 at 07:34 PM

have you used a price comparison site for quotes?

Hugh_ - 7/7/10 at 07:35 PM

The ones I've had luck with in the last few years:

Chris Knott (were by far the cheapest when I was 17),
Adrian Flux,
Bell,
MSM (mainly for kit cars but might be worth a try).

dan__wright - 7/7/10 at 07:44 PM

churchil + direct line were cheapest for me on a 1.1 106 at 17. good postcode is was £1600
dopped to under 1K the year after

RIE - 7/7/10 at 08:06 PM

quote:
Originally posted by RichardK
My lad has been riding a moped and 125 for over a year and has a years no claims bonus but apperently this isn't transferable onto a car insurance policy



Some companies will accept bike NCB, but it will depend on the insurer (and possibly the bike). Car NCB tends not to be transferrable to a bike IME.

Go through the adverts in the back of Max Power, they usually claim good for young drivers, convicted drivers etc.

RichardK - 7/7/10 at 08:15 PM

Dan, was that pretty recent?

u2u sent

Cheers

Rich

Humbug - 7/7/10 at 09:11 PM

Try the comparison websites. My 17 year old daughter (cheaper for girls, I know...) got 10 months insurance for £850. 1 years NCD after 10 months, and the renewal was £750 ish.

RichardK - 7/7/10 at 09:14 PM

Mmmm tried a few

Humbug - 7/7/10 at 09:42 PM

It's worth trying a few, cos not all the companies are on all the sites. See MoneySavingExpert's advice here

Charlie_Zetec - 7/7/10 at 10:22 PM

CIS (The Co-Op) used to be good for young drivers. Have you tried the usual son as the main driver and add parents to put premium down? Both my parents are on my daily driver policy, even though they've driven my car twice combined in the last year. Puts my premium down by 15%ish.

RichardK - 7/7/10 at 10:31 PM

quote:
Originally posted by Charlie_Zetec
CIS (The Co-Op) used to be good for young drivers. Have you tried the usual son as the main driver and add parents to put premium down? Both my parents are on my daily driver policy, even though they've driven my car twice combined in the last year. Puts my premium down by 15%ish.


on everyone put the missus down as an additional driver, god only know what it would have been if I didn't.

They wonder why so much fronting goes on..

Cheers for the replies so far, keep em coming

Rich

need4speed - 8/7/10 at 05:04 AM

I'm sure one of my lads found Elephant to be best the other one is with Churchill, also as stated make sure they add tyhere Mum on it reduces it loads. Youngest lad had small accident but his was 1600 this year on MG ZR 1.4 with no NCB.
Just need to keep trying diffrent companys.

Dave