andyw7de
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| posted on 22/12/11 at 09:59 PM |
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cat d
been offered a cat d car but not sure how much bearing being a cat d has on value or re sell values.
so i call on the mass of knowledge here on LCB for any advice
cheers
Andy
Speed is just a question of money !
How fast do you want to go ?
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scootz
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| posted on 22/12/11 at 10:05 PM |
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What kind of car is it Andy?
(model, year, spec, etc).
It's Evolution Baby!
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andyw7de
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| posted on 22/12/11 at 10:19 PM |
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Hi Scootz
its a mk3 2006 MX5 1.8
cheers
Andy
Speed is just a question of money !
How fast do you want to go ?
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mark chandler
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| posted on 22/12/11 at 10:22 PM |
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It may affect insurance, you need to reconcile this if you intend to use.
I had a cat C once, I could not get fully comp insurance only third party.... although correctly repaired and certificated.
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PSpirine
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| posted on 22/12/11 at 10:26 PM |
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Where is the law that states you need to declare a cat D (or C) to insurance? Cat D simply means it was not economical to repair. i.e. it could have
been a scratch, or paint stripper thrown on the bonnet. It does not always imply damage.
I wouldn't be put off a cat D personally, would just have a more thorough look around for evidence of repair (e.g. front longitudinals, bumper
beam, crush cans, front wings, radiator, headlamp, rear bumper beam, rear arches and boot floor).
A cat C tends to be more serious and I try to stay away from them.
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andy o
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| posted on 22/12/11 at 10:32 PM |
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my alfa is a cat d,it has been no bother insuring it
it may affect sale price
but after repair and parts it was half price
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steve m
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| posted on 22/12/11 at 10:38 PM |
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All of my cars over the last 10 years have been CAT c, and i have never had a problem insureing them !
as for CAT d, i do not know,
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cjtheman
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| posted on 22/12/11 at 11:13 PM |
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hi all
if its cheap mate buy it
cat a is write off and can only be broken for spares
cat c damage too severe to repair ( but ok if you can keep cost down second hand parts where safe )
cat d beyond economical repair ( but deffo the best one to go for )
and for a cat d i dont think you even need a vic test from vosa ( but cant be sure as laws change )
if vic test is required dont be put off all they check is car has no stolen parts and cost is 40 pounds
personally i wouldn't be put off buying cat c or d
hth
colin
wanted
sunny weather
sva pass 12/6/09
taxed 16/6/09
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andyw7de
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| posted on 22/12/11 at 11:19 PM |
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Cheers guys, as usual LCB has the answer.
Ive been offered a car as PX against my project BMW with a Jag engine. not got the time or inclination to finish it so a wee mx5 might fit the
bill.
many thanks
Andy
Speed is just a question of money !
How fast do you want to go ?
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iank
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| posted on 22/12/11 at 11:37 PM |
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Be aware of the insurance implications (not the premium but any payout)
See Mark Allanson's quote on this thread http://www.locostbuilders.co.uk/viewthread.php?tid=47469
quote:
Insurance will not be a problem to obtain, afterall they want your money. The rub comes when you try to make a claim, they will SERIOUSLY undervalue
your car as they have an objection to paying out a total loss on the same car twice.
--
Never argue with an idiot. They drag you down to their level, then beat you with experience.
Anonymous
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cjtheman
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| posted on 22/12/11 at 11:41 PM |
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i think the value drops to 75% of market value
so if you want it for yourself will be worth it but if you are looking to sell on you might not make a profit
cheers
colin
wanted
sunny weather
sva pass 12/6/09
taxed 16/6/09
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Peteff
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| posted on 23/12/11 at 10:25 AM |
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We've just put my daughter's Corsa back on the road after a crash and it is the second time it's been cat C. The damage was to the
doors so she fitted some second hand ones and a bit of new trim and it's gone through MOT and VIC again. It's with the same insurance
company who wrote it off and no problems. They paid her out and returned the car for couple of hundred quid.
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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macc man
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| posted on 23/12/11 at 10:59 AM |
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Some years ago I had an Orion Ghia that had been reshelled due to a write off. After getting an engineers report by RAC got insured no problem. Some
months later it was stolen, a total loss. Got the full value of the car back. Not sure if things have changed since then.
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scootz
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| posted on 23/12/11 at 03:11 PM |
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Mx5 is always a popular choice, so you shouldn't have too many problems when it comes to the time to move it on.
Assuming it's a good repair, then I would pay UP TO 2/3rds the price of a similar non-categorised car.
Buy cheap and sell cheap! 
It's Evolution Baby!
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