bowood14
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| posted on 12/6/10 at 05:01 PM |
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Car insurance for my 20 year old son
I am looking for insurance for my 20 yr old son. He has been driving on my daughters insurance as a named driver but now needs his own and needs to
start getting no claims bonus hence dont really want to put him as a named driver with me. Been getting quotes between £1600-£2400 on a Fiesta 1.8LX
Tdi (racing car-NOT) Anyone got any suggestions tried most of the well know companies. Its really annoying he is the most sensible driver I know
unlike his brother and dad !!
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55ant
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| posted on 12/6/10 at 05:04 PM |
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i just keep looking around for aaaaaaaages and usualy find a good quote, use confused, money super market (all give differant quotes, then call the
company direct, i did this for my MR2, Celica and the 2.0 MK Indy, think i got the indy for £750 when i was 21 last year.
no pretty way about it im afraid.
away from cars, now cycling and building TT bikes
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escary
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| posted on 12/6/10 at 05:14 PM |
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difference of the sexes
i insured my daughter at 17 for a 1.2 corsa auto , 13 months old , with direct line for 900 fully comp, the on line quote was 1150, they dropped it
when i called them.
i once worked with a lass who told me to insure at the end of the month as the people you talk to are always attempting to reach a sales target and
will generally always try that bit harder to gain your business.
as for the title, it seems that girls tend to be cheaper to insure for.
at 22 she is still with direct line who are consistantly the cheapest for her
hope i've helped
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tegwin
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| posted on 12/6/10 at 05:23 PM |
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Interestingly after calling all the specialists and using compairson sites, I found Directline much cheaper...
I have a "hot" hatch... and paid about £1400 to insure when I was 19-20ish
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need4speed
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| posted on 12/6/10 at 05:30 PM |
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My lads one 21 other 19 have found Admiral & Elephant both cheapest.
Dave
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SteveWalker
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| posted on 12/6/10 at 05:39 PM |
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Don't DirectLine and some other insurers allow you to build up no-claims as a named driver? It could be cheaper to keep him as a named driver
and move your or your daughter's polidy to DL? It would mean he would have to insure with them when he got insurance in his own right.
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mcerd1
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| posted on 12/6/10 at 05:41 PM |
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what ever you do make sure you get some quotes with a woman as added as named driver - it can knock a bit off the price....
[Edited on 12/6/2010 by mcerd1]
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austin man
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| posted on 12/6/10 at 06:00 PM |
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the first TDI I had was expensive to insure and I was a lot older when I asked why the response was that its a Turbo
Life is like a bowl of fruit, funny how all the weird looking ones are left alone
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bowood14
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| posted on 12/6/10 at 06:29 PM |
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Got a great quote ELEPHANT
Thanks to need4speed for the suggestion I just got the best quote ever from ELEPHANT £960 Checked it over and over and yes thats the price So have
now insured it Thanks again Now all he has to do is pay me back!!!!!!!!!!!
[Edited on 12/6/10 by bowood14]
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bassett
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| posted on 12/6/10 at 10:07 PM |
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A few years back elephant were the best for me starting around 900 at 19 and chucking my mum and dad on definitely helped bring it down but dont do
this if they have claims. Bell use the same format so i guess they are underwritten by the same company as elephant and sometimes come out cheaper.
[Edited on 12/6/10 by bassett]
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eddie99
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| posted on 12/6/10 at 10:09 PM |
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quote:
Originally posted by escary
i once worked with a lass who told me to insure at the end of the month as the people you talk to are always attempting to reach a sales target and
will generally always try that bit harder to gain your business.
I've also been told this, so might be worth waiting 2 weeks or so
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eddie99
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| posted on 12/6/10 at 10:11 PM |
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Just read rest of post, scrap that. Nice to hear you got a decent deal 
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blakep82
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| posted on 12/6/10 at 11:15 PM |
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add his mum or sister (or any other female) as a named driver, that'll bring it down too bizarrely.
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bowood14
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| posted on 13/6/10 at 10:58 AM |
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Thanks for all the suggestions I did add his sister as a named driver and it made some difference also I realised he has had his licence 3 years not 2
and a half years that made a big difference.
6 cars in our family including MK Indy the insurance companies love me!!!
[Edited on 13/6/10 by bowood14]
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