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BEC Insurance
001Ben - 26/8/08 at 03:07 PM

I have just phoned a few places for an insurance quote for my BEC kitcar. Just wondered if you thought the quotes were good or bad:

The policy will cover:

R1 Engine
1500 miles per year
fully comp
24 years old driver with no no claims for this car
Good postcode
Clean license
Garaged

The quotes are:

Adrian flux - 289
Sureterm Direct - 274
Footman - Call back in a year!

Is there anywhere else I could try
Ben


[Edited on 26/8/08 by 001Ben]


ReMan - 26/8/08 at 03:12 PM

Does'nt seem to bad. bear in mind storage and postcode have a big impact.
Are they the bare quotes, without breakdown cover and other trimmings.
Also is that aggreed value?
Mine is £210, for a lowly Fireblade and I'm over 40

I've found AF to be most competitive for 3 years now


smart51 - 26/8/08 at 03:24 PM

Considering your age, they aren't too bad. You also have to factor in your post code, whether your car is garraged and whether you have access to another car.

I had to provide proof that I have another car for daily use. That and my age make my quotes £70 or £80 per year less than yours. I found that is was only another £20 or so to go up to the next milage band too.

Consider how much you'd have to pay to insure an elise or an evo, then pay the £270 realising that it will probably be less next year.

Does your nan or someone have a garrage in a cheaper post code area? Can you keep the car round there?

edit to say, I was told it would be cheaper to have a big V8 rather than a bike engine. Well, in insurance rather than fuel.

[Edited on 26-8-2008 by smart51]


001Ben - 26/8/08 at 04:07 PM

im fairly happy with the quotes, just thought if there was someone else that I have not tried I could give them a bell to see what there quote is. It doesn't hurt giving them a call, especially whilst in work.

I will have to check if the 'value ' of the car is agreed , i never thought to ask . I once paid £2500 a year for a 2.0 16v megane coupe! the joys of being 18.


Paul TigerB6 - 26/8/08 at 04:28 PM

give these a try too Ben

http://www.graham-sykes.co.uk/

and http://www.fairinvestment.co.uk/kit_car_insurance.aspx who use Adrian Flux as well but may negotiate down - you never know

[Edited on 26/8/08 by Paul TigerB6]


Paul (Notts) - 26/8/08 at 04:55 PM

My 3.5 V8 Viento was around £160 for the year. But the I am over 40 and its garaged with alarm.

Paul


Coose - 26/8/08 at 04:58 PM

Osborne & Sons in Sutton. Great service!


stuart_g - 26/8/08 at 05:07 PM

Another vote for Osborne and son here. Very good quotes.


CRAIGR - 26/8/08 at 05:36 PM

Sureterm


slimtater - 26/8/08 at 06:11 PM

Locost Fireblade, £163 fully comp, 3000 miles, parked on DRIVEWAY! (DE postcode)


graememk - 26/8/08 at 07:22 PM

i'm with sure term and i'm around the £160 mark with legal cover, i'm 31 and my postcode area was good untill i moved in.