chris.russell
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| posted on 10/1/04 at 11:39 AM |
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BEC insurance
Have just come off the phone to inquire about insurance for a BEC. Unfortionally because I am under 25 they woulld not give me a quote. Does anyone
know of a kit car insurance company that will insure me? ( i'm aged 23 )
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Peteff
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| posted on 10/1/04 at 01:18 PM |
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You are 23 now and are just starting your build, you might be 25 by the time you finish it. Who did you try already? Get a copy of Which Kit or Kit
Car and look through the ones in there. Will they insure you for a car engined kit or is it just because it's a bike engine? I am an old git but
when I rang for insurance from Adrian Flux they only asked the engine capacity.
yours, Pete.
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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liam.mccaffrey
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| posted on 10/1/04 at 01:27 PM |
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insurance
Providing you have no "black marks" ie, convictions or claims, you wouldn't have problems getting insurance on a car engined kit, I
had quote from footman james on thursday for 2.0 pinto engined
locost, fully comp, £408.95 I am 22 and don't have any no claims.
Pretty good considering the last time I got a quote for my 93 1.4 astra it was £700.
How far along with your build are you chris, I have front uprights and grp body panels, chassis next
[Edited on 10/1/04 by liam.mccaffrey]
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Oliver Jetson
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| posted on 10/1/04 at 01:34 PM |
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I rang adrian flux for a quote on a locoblade, I am 19 and because of this the quote was 1500 quid, but that is the same as i pay for a 1.4 renault
clio!!
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chris.russell
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| posted on 10/1/04 at 01:57 PM |
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I have only tried footman James so far, the only good news is when I get to 25, only 22 months away it should cost no more than 300.
I am right at the start of my build, starting with the chassis (waiting for the steel to be delivered, as i can not fit a 6m lengths into my focus)
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Jasper
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| posted on 10/1/04 at 02:27 PM |
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Might well be 22 months by the time it's on the road then!
Good luck with the build.
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JoelP
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| posted on 10/1/04 at 05:54 PM |
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Insurance
I pay £800 3rd party only (no fire and theft) for a 900cc fiat seicento.
beat that anyone?!
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Jasper
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| posted on 10/1/04 at 08:33 PM |
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And you paid it? 
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Hellfire
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| posted on 10/1/04 at 11:20 PM |
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quote:
I pay £800 3rd party only (no fire and theft) for a 900cc fiat seicento.
Maybe you haven't a clean license?
My neighbour just got her license back after D&D... almost the same for her Ford KA!!!
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JoelP
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| posted on 11/1/04 at 02:12 AM |
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checkered would describe it quite well! only one claim, by a foolish moped rider, plus 6 points, a ban, a retest and convictions for c&a,
insurance and license.
Having said that, most of it came from one incident in my youth, plus speeding at 105. I've now got to nearly 2 years no claims, plus 25 in
september, so its all looking good.
touch wood...
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Crazy Jay
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| posted on 15/1/04 at 11:18 PM |
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I can beat all of you, £1600 for a 1.2 corsa sxi, third party, mentioned under my mums name (she has 3 yrs non claims). And im 19, been drivin for 2
yrs. One of the drawbacks to living in Belfast
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uberf1end
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| posted on 16/1/04 at 09:17 PM |
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Try Sureterm, they insured me last year when I was 24 - about £400 fully comp, including track day cover (£400 excess on the road £1500 on the track).
I did have 5 years no claims bonus with a clean license and no claims but I still thought that was pretty good.
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alister667
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| posted on 16/1/04 at 10:38 PM |
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Jay,
Have you made enquiries for insuring a locost yet? Just a word of warning I got a quote from Adrian Flux, £380 (4 years no claims, age 33, garaged, 5k
miles pa) - not too bad, but was told that they only insure certain BT (N. Ireland) postcodes. I suspect they wouldn't touch a Belast postcode
at all.
Good Luck
Alister
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JoelP
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| posted on 17/1/04 at 01:47 PM |
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why is NI so bad for insurance? is it a high theft-risk area? if so i wouldnt bother with theft insurance and would just garage it well.
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kingr
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| posted on 18/1/04 at 12:24 AM |
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I believe there are a couple of reasons it's so bad - firstly there's less competition, and secondly, I think the accident rate is pretty
high, which doesn't just mean lots of pay outs for wrecked cars, but also loads of injury claims which really pushes the price up. I suspect the
accident rate has more to do with the road layouts than driving quality.
Kingr
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alister667
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| posted on 18/1/04 at 10:00 PM |
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I think NI has a higher rate of people sueing over accidents, making claims for injuries etc, but it is pretty outrageous. If you see any of the
insurance adds on TV they usually have a line of small print at the bottom say "Does not apply to N. Ireland". Winds me up something
rotten.
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Mark18
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| posted on 18/1/04 at 10:53 PM |
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However bad it is in NI, just remember its 10 times worse in the Republic
Mark
"I don't know what I may seem to the world. But as to myself I seem to have been only like a boy playing on the seashore and diverting myself
now and then finding a smoother pebble or a prettier shell than the ordinary, whilst the great ocean of truth lay all undiscovered before me." -
Isaac Newton
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alister667
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| posted on 19/1/04 at 12:51 AM |
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Not entirely correct :-)
I just moved up north to Dungannon from Dublin (Dunboyne) and my insurance has went from 760 Euros (520 Sterling) to 580 Sterling (842 Euros) in the
north for a 1.6 Nissan Primera SRi. That's aged 33, 4 years no claims etc. I think you are right, however, in that younger drivers get higher
premiums in the Republic.
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