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scrapage scheme ? please help
tjoh84 - 7/10/09 at 07:48 PM

my wife want a toyata iq and not much in cost of new one to used at the mo so getting a new one. when thinking about it 2nyt we rememered her sisters old car 98ka is just be left to rot as 2 much rong to use now.

so what we are thinking is buy the iq in her sisters name and save 2000 how long befor we could change it in to my wifes name.

and does ka need a mot cheers for your help


RichardK - 7/10/09 at 07:50 PM

You need to have been the registered owner for a year mate.

Sorry just read it properly! Can't see how they'd know if she sold it to you shortly afterwards

Rich

[Edited on 7/10/09 by RichardK]


JoelP - 7/10/09 at 07:52 PM

it would work fine, her sister is free to sell the car immediately. It does need to be MOT'd though.

Richard, wrong end of stick! They would buy the IQ off the sister in law, not the scrap one.


tjoh84 - 7/10/09 at 07:53 PM

just found out i need tax? why
and need mot


RichardK - 7/10/09 at 07:54 PM

Aye, soon as I pressed Reply I realised!!

Maybe worth a look http://www.which.co.uk/advice/car-scrappage-scheme-explained/how-the-car-scrappage-scheme-works/index.jsp

[Edited on 7/10/09 by RichardK]


liam.mccaffrey - 7/10/09 at 07:56 PM

because then you could use any old 20 quid scrap shell and get 2k off a new car.


JoelP - 7/10/09 at 08:03 PM

ive got a bit of a banger on my drive im tempted to MOT and chop in. Sods law as soon as id finished welding it though the scrappage fund would run dry!


RichardK - 7/10/09 at 08:19 PM

Think it was Monday that Mr Brown announced it would be repeated, so you should be ok.

Cheers

Rich


rusty nuts - 7/10/09 at 08:24 PM

I took advantage of the scrappage scheme to get a new car for the other half , not a bad deal when I only paid £350 for my XM 13 years ago and got 2 grand off a new car. The car you are trading in has tohave an MOT and tax even if it only has a day to run . Think the reason for it is to stop the scrouts running a car with no tax etc from taking advantage


owelly - 7/10/09 at 08:26 PM

Just turn up at the dealers and do a deal! Miss Os uncle had agreed to buy a Toyota Avensis. Then when the scrappage was announced he told the dealer he'd wait a few days to cash in the old car. The dealer pointed out that the forecourt prices of the cars were increasing and the cars they were pushing for the 'scrappage deals' were base spec and they were pushing finance. He ended-up with a 0% finance, a good spec car, servicing for ages (I forget how long!) and £2150 off the screen price. And he sold his old car privately for £700.


Simon - 7/10/09 at 11:51 PM

What you have to remeber is that 80% of the new cars bought under the scrappage scheme are foreign, so in Gordon Brown's usual backward thinking, we are for the most part subsidising the foreign car makers, with our taxes. Wonder if the French or germans are doing same for our benefit.

ATB

Simon


morcus - 8/10/09 at 01:19 AM

The reason its got to be Taxed and MOTed is because its meant to be your main car your trading in and they've no legal way to specify that.

Even if the cars were built abroad, people in the UK are benefiting, dealers, importers. To be fair there are no propper british volume manufacturers, LTI is the closest thing.


andyharding - 8/10/09 at 08:07 AM

What an absolute farce this scrapage scheme is. The only ones it benefits is those running round with absolute sheds on the road, then they just buy a bloody Kia Sh!tbox and this is supposed to help our economy, yeah right help the Korean economy more like. And then I work my arse off to buy a £34K car and what do I get sweet nothing cause my last car wasn't a banger. Rant over.


bmseven - 8/10/09 at 08:16 AM

Its complete nonsense some of the cars I have seen scrapped are/were future classics.
Its increasing the value of secondhand old cars, its taking away servicing/repair /MOT's from the small garage and mechanics.
And the parts from the scrapped vehicles cannot even be recycled.
On the plus side there is some cheap fuel to be had


Cousin Cleotis - 8/10/09 at 09:28 AM

depending on the car you should be able to blag £2k off the retail price? obviously if its a £5k new car the discount will be less, but you will still have your car to sell.

Paul


woodster - 8/10/09 at 09:57 AM

another top Brown idea ... not... another mixed message to the people ... how many of those cars bought are on finance surely people shouldn't be encouraged to get further into dept .... what happens when the local government job cuts start to kick in


Peteff - 8/10/09 at 09:59 AM

quote:
Originally posted by andyharding
What an absolute farce this scrapage scheme is. The only ones it benefits is those running round with absolute sheds on the road, then they just buy a bloody Kia Sh!tbox and this is supposed to help our economy, yeah right help the Korean economy more like. And then I work my arse off to buy a £34K car and what do I get sweet nothing cause my last car wasn't a banger. Rant over.


I resemble this remark, we are not all working and able to get a £34k car and calling my old Kia (which I love and cherish) a sh!tbox just because you can't get a reduction on your new BMW is not really constructive criticism. Anyone running a shed is not going to get into hock for the difference in price just because they can get £2k off, they still have the £5000 difference to pay. My friend just traded his daughter's old Saxo in on a new C1 under the scheme for her to go to uni in, her MOT was running out before the deal could be closed so he told the garage they would go elsewhere and they gave her a Ka as a loan car for nearly a month free gratis. The credit is helping keep the banks afloat it's nothing to do with the car industry in Britain, we haven't got one.


smart51 - 8/10/09 at 11:30 AM

The scrappage scheme is designed to kick start the economy. With all the bad financial news, people were making their current cars last longer, putting dealers and manufacturers out of business.

It will safeguard jobs at dealers who have started selling cars again. It will safeguard jobs at Honda, Nissan and Toyota factories in the UK as well as others abroad (Germans and French people also buy these brands and they come from the UK factories) and it gets money flowing, which is the whole cause of the current problems.

It isn't a perfect scheme, what is? Plus you can't really blame Brown, it was a German idea that we copied.


Benzine - 8/10/09 at 11:40 AM

the economy is fake

HTH


motorcycle_mayhem - 8/10/09 at 11:50 AM

I don't think we need to worry about local Gov. job cuts, simply won't happen (or at least won't happen until after re-election). So, simply borrow and spend, and repeat.
Problem is, there's no recruiting going on in the Gov. sector (at least in the SW). I had a productive non-Gov. job, contributing to GDP, now redundant and (it seems) on the scrap heap (£2000 anyone?) at 45. Desperate.

Point of this reply, is to say that my 16 yr old Mundaneo remains..... scrappage isn't an option. Wife needs it to go to work (while her job/employ holds out).


mad4x4 - 8/10/09 at 11:56 AM

Yeah but if I wanted to buy a new car I'd want a family can not a KA or a Fiat Panda.

But Hell I can't afford a New Vetctra or Passat even under the scrapage scheme.

So I suppose 2.2 Family with the 12 year old car and both on Social CAN. (we'll on the never never or HP).


ok how do you spell resignation.???


morcus - 8/10/09 at 03:25 PM

The aim of the sceme was to get people who could afford to buy a new car (Finance or otherwise) to realise this and do it. Its target group is young people and old people who often have old cars and money/disposable income. The same group also buy small cars which as a percentage have the biggest discounts.

Also, giving people loans is good for the economy if they have the means to pay them back, the worst thing that can happen is for everyone to keep hold of there money because it devalues the currency.

on a final note, If you can afford to spend 34K on a new car then you don't need a 2k discount, there is no economic sense in giving people with money more money/tax breaks because they won't spend it, thats the first thing you'll learn in any economics class.


andyharding - 8/10/09 at 04:14 PM

quote:
Originally posted by morcus
on a final note, If you can afford to spend 34K on a new car then you don't need a 2k discount, there is no economic sense in giving people with money more money/tax breaks because they won't spend it, thats the first thing you'll learn in any economics class.


You Sir, are an ignorant c0ck.


andyharding - 8/10/09 at 04:23 PM

quote:
Originally posted by Peteff
quote:
Originally posted by andyharding
What an absolute farce this scrapage scheme is. The only ones it benefits is those running round with absolute sheds on the road, then they just buy a bloody Kia Sh!tbox and this is supposed to help our economy, yeah right help the Korean economy more like. And then I work my arse off to buy a £34K car and what do I get sweet nothing cause my last car wasn't a banger. Rant over.


I resemble this remark, we are not all working and able to get a £34k car and calling my old Kia (which I love and cherish) a sh!tbox just because you can't get a reduction on your new BMW is not really constructive criticism. Anyone running a shed is not going to get into hock for the difference in price just because they can get £2k off, they still have the £5000 difference to pay. My friend just traded his daughter's old Saxo in on a new C1 under the scheme for her to go to uni in, her MOT was running out before the deal could be closed so he told the garage they would go elsewhere and they gave her a Ka as a loan car for nearly a month free gratis. The credit is helping keep the banks afloat it's nothing to do with the car industry in Britain, we haven't got one.


My point was that it is of benefit to the economy and the county as a whole if I work my arse off, pay a whole load of tax and then choose to spend a huge chunk of cash on a new car. This keeps people in jobs in the UK car industry, gives the banks good business and generally stimulates the economy. However, the car scrapage scheme does not give me any incentive to do the above.

In contrast, someone who cannot really afford a new car buys a cheap foreign car whose purchase will not help the UK car industry as much, there is more risk of the loan not being repaid, and the government are using £2000 of my tax paying money to encourage them to do this.


JoelP - 8/10/09 at 06:05 PM

no need to be a prick andy...

its a valid point, if you have 34k spare you dont need government handouts, you're doing ok by yourself. There are people working hard in real shitty jobs for £15k. You seem to have the bizarre notion that ones wage reflects how hard they are working?

On a side note, there are plenty of uk built cars that people could buy. Plus the £1k (not two) from the government is immediately returned in vat, so its not even a handout.


andyharding - 8/10/09 at 06:40 PM

I appreciate some people work hard for little gaff but the fact is I give more to the "system" (in tax payments) than they do and yet I get less back. How is that fair?

Where's the motivation for people to do better in life than stay on benefits?


andyharding - 8/10/09 at 06:42 PM

And I'm not being a prick, the previous poster has judged me as someone who does not deserve handouts because of the amount I earn. What gives him the right?


JoelP - 8/10/09 at 07:21 PM

quote:
Originally posted by andyharding
I appreciate some people work hard for little gaff but the fact is I give more to the "system" (in tax payments) than they do and yet I get less back. How is that fair?

Where's the motivation for people to do better in life than stay on benefits?


Its fair, because you still have more than them! People talk about folk who live on benefits, but trust me, its a grubby boring life they live. My wife has a friend with 3 kids and no job and they are perminantly broke, nothing to live for except each other. They live in an area like beiruit, no car, no outings, no holidays etc. Its not all its cracked up to be!

But this thread isnt about people on benefits, because they cant usually afford a new car anyway.

But seriously, if i was thinking of buying a car for £34k id feel bad expecting the gov to chip in.


Peteff - 9/10/09 at 09:21 AM

quote:
Originally posted by andyharding
I appreciate some people work hard for little gaff but the fact is I give more to the "system" (in tax payments) than they do and yet I get less back. How is that fair?

Where's the motivation for people to do better in life than stay on benefits?


People who are on benefits through choice are not the kind of people buying cars on scrappage schemes, they steal them from people who do. I'd written a long reply but then thought, why bother ? Your sig line sums up your attitude for me, I don't begrudge you your money why should you insult my car ?


morcus - 9/10/09 at 02:48 PM

You miss understand. Its not about deserving money, its about running an economy. Noone deserves £2k of a car, but giving people who wouldn't otherwise buy a new car incentive to do so will do much more for the economy than giving someone who can afford to buy a 34K car a much smaller proportional discount.

Another couple of things you seem to have missed, firstly people on benefits won't be buying new cars, even at two grand off you couldn't afford it on benefits.

Also, how do you know how much tax everyone else is paying? Someone earning less than you could easilly be paying more tax than you which would be a bigger proportion of their income. I don't take to kindly to being sworn at and I'm sure theres rules against it. You basically complained that you didn't get a discount for replacing a good car with another good car.