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Scooter Insurance... How much!
zetec - 1/6/11 at 04:20 PM

I'm looking to get a Honda 125 scooter. I'm 46 with a clean car licence for 29 years. My car insurance is £270 for 20K miles a year, MK Indy £108 a year...so how much can a scooter be??

£330! for 3K miles...How can this be? Any tips on getting it down?


Surrey Dave - 1/6/11 at 04:26 PM

Is it a post code thing?


I have an 883 Harley insured, cost £109.

My Locost about the same , it's a good deal for the insurers as I dont ride or drive either of them!!!


Humbug - 1/6/11 at 04:44 PM

quote:
Originally posted by Surrey Dave
Is it a post code thing?


I have an 883 Harley insured, cost £109.

My Locost about the same , it's a good deal for the insurers as I dont ride or drive either of them!!!


Could be, if you will live in Laaahnden

[Edited on 01.06.2011 by Humbug]


big_wasa - 1/6/11 at 04:58 PM

Nope been here. Its down to risk ??????????????

I could insure a 1000cc sports tourer for less than a 100cc twist ang go.


owelly - 1/6/11 at 05:11 PM

Ditto.
I bought a Honda C90 to do a charity ride from John O'Groats to Landsend. The insurance was £245. At the time I also had a GSX750 and that was £125......go figure!


ashg - 1/6/11 at 05:33 PM

simple fact is that kids pinch scooters and ride round fields you dont tend to see them doing it with 1000cc super bikes


zetec - 1/6/11 at 05:49 PM

The ways things are stacking up I might as well pinch one and pay the fine! Called Honda to check servicing cost, they say £75 every 2.5k miles with increase to £100 for a major! So could be £400 for 12k miles if I went that route (not that I will) seems to be a nice little earner for everyone but the buyer. How on earth do all those kids run them...


Dangle_kt - 1/6/11 at 06:08 PM

they aint doing 12k miles

With some small diesel tin tops doing 70-80mpg there is not longer a cost saving in running a scooter in my opinion.

Do you have a full bike licence, how long for and how many years no claims? If your on a 125 as a learner it will be more expensive...


franky - 1/6/11 at 06:30 PM

quote:
Originally posted by zetec
I'm looking to get a Honda 125 scooter. I'm 46 with a clean car licence for 29 years. My car insurance is £270 for 20K miles a year, MK Indy £108 a year...so how much can a scooter be??

£330! for 3K miles...How can this be? Any tips on getting it down?


Fit a 750cc engine and the cost will come down


rf900rush - 1/6/11 at 08:11 PM

Had a honda CBR400RR a few years back.
Got 50mpg riding it sensibly. Less than £90 TPFT for the last 3 years.
Low tax rate.
New Chain and exhust 1st year then just OIL and pads tyres from then on.

Bigger bike tend to eat tires.
5k miles per set. and thats £200ish.


Ninehigh - 4/6/11 at 12:21 AM

Last year (before missus got her car back on the road) 55 plate Aprilia sr50 was going to cost me about £80-90 for the year...

Then again you could always do this


eddbaz - 4/6/11 at 04:13 AM

I commute 80miles a day on a 125cc bike,I'm averaging over 100mpg,£16 a year road tax £65 insurance. Making a big saving even compared to the latest fuel efficient cars.


Ninehigh - 4/6/11 at 04:26 AM

EIGHTY miles a day? That's a big commute on a 125, how long does that take you? I was stationed about 15 ish miles from home for a while and that was a best-part-of-an-hour commute on the moped (although the 6am traffic was non-existent and I could go full whack all the way)


Doctor Derek Doctors - 7/6/11 at 12:43 PM

£330! Crazy

My first bike, an imported, modified, 600cc Supermoto with no security was only £93 in 2009.


ashg - 7/6/11 at 01:27 PM

quote:
Originally posted by zetec
The ways things are stacking up I might as well pinch one and pay the fine! Called Honda to check servicing cost, they say £75 every 2.5k miles with increase to £100 for a major! So could be £400 for 12k miles if I went that route (not that I will) seems to be a nice little earner for everyone but the buyer. How on earth do all those kids run them...



they don't, their parents do.