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Breakdown cover reccommendations
r1_pete - 21/12/11 at 09:47 AM

Hi all,

Any reccommendations for breakdown cover? I went with AA last year because I got £60 cashback on the £105 premium, now they've sent a renewal for £130, which I think is expensive for something I've never used, was thinking about trying Green Flag, hopefully will never need it, main thing I need is UK recovery back to Mitsubishi or Lexus.

amalyos - 21/12/11 at 10:02 AM

I looked at all of them and ended up with Green Flag. I needed cover for recovering the car on the trailer as well.

cliftyhanger - 21/12/11 at 10:05 AM

Just got a years full breakdown on the family car, including european, for £60, plus quidco cashback.

Have a look on the cashback sites, most of the suppliers use the same companies anyway.

EDIT rescuemycar I think, £65 plus 12% cashback....

[Edited on 21/12/11 by cliftyhanger]

Tatey - 21/12/11 at 10:12 AM

Ring up the AA and say you want to cancel and haggle, I did it this morning with the RAC and it's suprising what you can get. They sent me a renewal quote for £132 for breakdown cover with at home, onward travel and tow home. I rang up said it was too much and I want to cancel as the AA was offering breakdown cover with at home and tow home for £65 a year (they weren't, it was just a figure I pulled out of the air that I'd be happy to pay), after a few offers they finally got it down to the £65 a year.

[Edited on 21/12/11 by Tatey]

ReMan - 21/12/11 at 10:46 AM

http://breakdown.insurancechoice.co.uk/
these are cheap enough, as suppplied by my insurers

mookaloid - 21/12/11 at 12:54 PM

I like the RAC because it covers the member what ever car the member is in not just the car - even if the member isn't the driver.

Cheers

Mark

mcerd1 - 21/12/11 at 01:23 PM

quote:
Originally posted by mookaloid
I like the RAC because it covers the member what ever car the member is in not just the car - even if the member isn't the driver.

they do a 'one car only' one too if your on a tight budget, but I think thats a tow to the nearest garage only one....


RAC were really good when I had to call them out for an imobiliser fault on a van I'd borrowed to pick up my dax

If they can't fix it at the side of the road I've got a cover from them that'll lets me transport a car from anywhere in the uk to anywhere in the uk that I specify
and that covers me even when I'm a passenger in someone else’s car


new customers and old customers who threaten to cancel always get the best deals on everything these days (insurance, breakdown, phones......)
its a bit of a PITA, but normaly well worth it
(just saved £130 on the house insurance by theatening to go else where )


[Edited on 21/12/2011 by mcerd1]

Toprivetguns - 21/12/11 at 01:55 PM

I got full RAC cover including european cover, homestart and breakdown assistance/tow home all through my barclays additions account. Also mobile phone cover and worldwide travel insurance for £14 a month.

Best thing is if you wish to cancel early, there is no redemption charge with your bank.

This best suited me. Goodluck !

Snuggs - 21/12/11 at 02:38 PM

quote:
Originally posted by Toprivetguns
I got full RAC cover including european cover, homestart and breakdown assistance/tow home all through my barclays additions account. Also mobile phone cover and worldwide travel insurance for £14 a month.

Best thing is if you wish to cancel early, there is no redemption charge with your bank.

This best suited me. Goodluck !





+1

Called breakdown service out a number of times for tintop and kitcar, also claimed on travel insurance twice and never hand any problems.

andrew.carwithen - 21/12/11 at 05:52 PM

I'm with Britannia Rescue (through the CSMA) which gives full personal cover for both the wife and I (so covers other cars we are in as well as our own) for less than £100 per annum.
I have also found their service excellent on the odd occasion I had to use them (including when I needed recovery for the Tiger once! )

T66 - 21/12/11 at 05:57 PM

Have a look on Quidco for cover, then compare it to the RAC/AA/Green Flag website etc.



I arranged cover at a good discount, but then didnt get it as I had paid the balance to the RAC monthly, but if you pay upfront it made a big difference to the premium.

redscamp - 21/12/11 at 07:29 PM

ask about their policy on miss-fueling,the AA only gives a limited distance recovery before you have to chip in.

r1_pete - 22/12/11 at 10:04 AM

Thanks for the replies everyone, I'll do some surfing, RAC and Green Flag ar looking promising.

owelly - 22/12/11 at 10:16 AM

I've been with Britannia for over 15 years and used them plenty of times. I have one 'named' vehicle on cover so whoever is driving it is covered. I also have personal cover for myself and swmbo, so we're covered for any vehicle we're driving or passengers in. Highly recommended.

Dingz - 22/12/11 at 01:20 PM

I took out tin top insurance with the AA early this year as they were one of the cheapest and got free basic breakdown cover! it wasn't much more to have the cover extended for the wife, well her car anyway

britishtrident - 23/12/11 at 12:36 PM

quote:
Originally posted by Dingz
I took out tin top insurance with the AA early this year as they were one of the cheapest and got free basic breakdown cover! it wasn't much more to have the cover extended for the wife, well her car anyway



Wait till the renewal comes in the price will rocket.

Green Flag gives very good quick and genuinely helpful service for 1/3 the price.

eddie99 - 23/12/11 at 12:45 PM

We're on a family AA cover, £100 a year ish.... Unfortunately had them out twice this year but atleast i've got my moneys worth...