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ebay. bank details ?
steve m - 30/1/12 at 11:05 AM

Hi

I sold some side screens, on the ebay, it was a uk only sale, as i can not be arsed with posting to outside of uk

any way after 5 days the seller has contacted me, and is in Germany, , and has sent me this reply,
firstly is it ok to give him my bank details ? as i have never given them to any one else in 30 ish years
and secondly he wants me to post them to a caterhm dealer in the uk, another odd quiestion ?

regards
steve

"Hi Steve,
please give me your bank account details, so I can transfer the money.
Please give me the SWIFT (BIC) No. and the IBAN because I have to do a international payment.
If you want, you can send it after receiving the money to a friend of mine in GB, this should be cheaper for you. I will pick them up when I visit him next time.
This is Jon Vicker at millwood motors in Cam, Dursley.

Thank you,
Ralf"

[Edited on 30/1/12 by steve m]

loggyboy - 30/1/12 at 11:39 AM

Ring the caterham dealer to see if he can shed light on it?

eddie99 - 30/1/12 at 11:40 AM

Yeah as above, i'd ring caterham dealer...

Giving account number and sort code is fine but im unsure about BIC AND IBAN numbers.

russbost - 30/1/12 at 11:42 AM

You give out your bank details every time you issue a cheque! It's hardly personal information.

Swiftbic & Iban no. are needed to make an international payment, I've given mine out on a no. of occasiions, you'll find them printed at the top of a bank statement usually.

Doesn't sound like anything dodgy particularly, just make sure the money is not only in your a/c but CLEARED before you part with the goods - if he'd paid with Paypal you'd have happily accepted it & he could then say they've not arrived & claim it back thro' ebay! Much safer with a bank payment, once it's in your a/c & clear, it can't be claimed back! All IMHO of course.

femster87 - 30/1/12 at 12:23 PM

sounds very normal to me. Get money before postage.

rachaeljf - 30/1/12 at 12:35 PM

Bank transfers are common on the continent. We get them regularly (my other half is an eBay seller). As others have said, the IBAN/BIC is only what's written on your cheques, just a combination of your sort code and account number.

Cheers R

steve m - 30/1/12 at 12:47 PM

Thanks for the replies

we are not seasoned ebay seller's so allways a bit wary,

but i will mail the guy back

regards

steve

designer - 30/1/12 at 12:54 PM

Should be no problems. I give my full bank details to anybody who wants to give me money.

DRCorsa - 30/1/12 at 01:29 PM

Ask him/her the name.
Maybe it's Mrs Merkel, trying to clear your bank account as usually!

dhutch - 30/1/12 at 02:29 PM

I would be wary too, but it sounds plausable and as said you give out sort/acc no's with every cheque. Not that we use them much anymore!

Dont really see why he cant pay with paypal however. certainly get the money up front and ring the bloke your due to post it to, otherwise, shipping to a uk address sounds good to me.


Daniel

Macbeast - 30/1/12 at 03:18 PM

" I give my full bank details to anybody who wants to give me money. "

Stand by for a load of good news from Nigeria

MikeRJ - 30/1/12 at 04:03 PM

quote:
Originally posted by Macbeast
" I give my full bank details to anybody who wants to give me money. "

Stand by for a load of good news from Nigeria


This is a typical response from people that seem to think that if you give your bank account number and sort code to someone that they are somehow able to take money out of your account with it. Not only are these details printed on every cheque you write, it's actually somewhat more risky writing a cheque since you are also passing your signature over at the same time.

Even the Nigerian scammers can't do anything with your bank account number, sort code and name unless you also give them your online banking password/PIN etc.

[Edited on 30/1/12 by MikeRJ]

MikeFellows - 30/1/12 at 04:08 PM

all sounds ok to me

im guessing caterham dealer is sending him a parcel already so wishes to combine eu postage

trextr7monkey - 30/1/12 at 05:51 PM

quote:
Originally posted by MikeRJ
quote:
Originally posted by Macbeast
" I give my full bank details to anybody who wants to give me money. "

Stand by for a load of good news from Nigeria


This is a typical response from people that seem to think that if you give your bank account number and sort code to someone that they are somehow able to take money out of your account with it. Not only are these details printed on every cheque you write, it's actually somewhat more risky writing a cheque since you are also passing your signature over at the same time.

Even the Nigerian scammers can't do anything with your bank account number, sort code and name unless you also give them your online banking password/PIN etc.

[Edited on 30/1/12 by MikeRJ]


I never followed it too closely and could easily be wrong but wasn't that how Loud mouth Clarkson suddenly found he was a charitable donor ?
atb
Mike

MikeFellows - 30/1/12 at 05:54 PM

yes it was, I believe they donated £10 from clarksons account for 12 months

that was via a online direct debit though (need his name, address and the ability to work out his bank location from the sortcode)

steve m - 30/1/12 at 06:03 PM

Well, we seem to have a result, as the German Guy has just paid by paypal,

In my view the best result, but i know others would have prefered the money straight into there bank account
But i did not feel comfortable giving that type of info, to someone i have and never will meet, and possibly not trust


steve