Tried phoning round the insurance companies, advertising in Totalkitcar, for cover during the build.
Annoyed that i had to tell most of them my whole driving history, points, NCB etc etc, just to insure it to be sat in a garage.
Eventually went to Footman James who'll cover it for a year for £53.
Seemed reasonable but when i sent the form in they said they need the registration number and the chassis number??
Tried telling them that it was for cover during the build but got nowhere. Do i just give them the donor reg? or make up a chassis number myself?
I thought you got both after DVLA inspection?
Very confused?
Here in the States, while it is a "car to be" it would be covered for loss under my home owners policy as contents (same as my sofa, my
welder etc). Once it is finished then it's a car and has to be put on my auto policy...is it different there?
David
quote:
Originally posted by white130d
Here in the States, while it is a "car to be" it would be covered for loss under my home owners policy as contents (same as my sofa, my welder etc). Once it is finished then it's a car and has to be put on my auto policy...is it different there?
David
Spoke to my house insurance (endsleigh) and they said that it wouldn't be covered as it "resemmbled" a CAR. I tried to argue this
point because until its registred and taxed etc its not technically a car just a pile of steel and automotive components. NO JOY
My insurers were happy to use the engine number to identify it till I had a chassis number and then a reg number
Cheers mookaliod, I'll try that tomorrow. Who did you use btw?
Take the wheels off and get a few mates to help you lift the car onto crates. That should deter most opportunist thieves.
It's done, Footman James accepted the engine number as identification. It's up on trestles at the mo and took six of us to get it back up
there after fitting the engine, but can never be too careful about this sort of thing.
I got my chassis number yesterday, I rang Adrian Flux about a claim I am sorting on a VW Camper, and took the opportunity to get a quote for build insurance - £42 per year for £4000 cover, upgradable to road cover fully comp with 4500 miles per year and value of £4500 for £162, but only pay the remaining part of the year proportionally. Card numbers exhanged on the spot!
Just thinking about this - when do car bits stop being household items and not covered by insurance. If you had one of those coffee tables made out of
a wheel or engine block that should be covered by household insurance - but when does it become a car, rather than soemthing else.
Mark - sounds a good deal you have got there, will look into that when I have more than a collection of bits.