I've been building my kit for a while now and it's jsut occured to me to think about insurance. Not for the fully built speed machine, thats all in hand. The problem is as follows. I'm building the car round at my grandmas (Empty garage, free, in walking distance). The garage isn't attached to her property though, she lives in a small block of flats with a row of garages at the end of the road. I can't find anyone who will insure the contents of the garage. I explained it to the nice but dim bloke at norwich union today. He started asking for the model of the car and registration number, so I explained again that it was a kit car. This went round in circles for a while till he eventually gave me a number to call. Only, the number he gave me was the number I'd called to ring him...

I've tried the national and local companys, and they all run scared!

Any ideas? I've already invested in three meaty padlocks.....

I'd try one of the specialist insurers, Adrian Flux or Sureterm come to mind, at least they'll know what you're talking about!

Cheers

Chris

What you want is called build insurance, it covers for the cost of materials (keep any reciepts and take regular photos, in the event of a claim its easier to prove that you had those nice shiny bits that some theiving toe rag now has)

Like chris says fluxes are good for this or try footman james (scan a copy of which kit / kit car for details, you dont need to buy a copy, just take a pen & paper into WH Smiths and copy the details)

I've just insured my part built westy (HERE) with Footman James. Build cover is £61.95, cheapest I found.

Flux won't cover the car unless it's garaged at the policy holder's home address, so you'd have to insure in your grandma's name.

Cheers

DC

[Edited on 2/10/03 by DavidC]