sevaun
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| posted on 28/3/19 at 07:39 AM |
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Insurance
Hi
Not sure if this post's in the right place, but I can't see an section that's more suited so here goes...My car has been sorned for
quite a long time(10 years) so it's not been insured recently. I'm considering putting it back on the road, but I'm just wondering
about running costs as I'm now a pensioner. What are you guys paying typically in insurance(and with who) costs nowadays for a Locost with a
1700 crossflow on twin 40's? I'm 65 and live in the North of England.
Cheers
Rich
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David Jenkins
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| posted on 28/3/19 at 08:37 AM |
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I've just renewed mine with A-Plan - £114 Fully Comp - I'm a 66-year-old pensioner, live in a rural area that isn't penalised by the
insurance companies, with one incident in my history. My mileage is limited to 1500 p.a.
My car isn't too different from yours - 1660cc XFlow with bike carbs.
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sevaun
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| posted on 28/3/19 at 10:42 AM |
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Thanks David, pretty much what I paid back in 2005, but I live in Bradford which has the worst insurance stats in the UK. 50% of the nomarks here
don't even have insurance!
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rusty nuts
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| posted on 28/3/19 at 10:50 AM |
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Probably worth making a few phone calls look in the insurance section of the forum for a few pointers.
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40inches
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| posted on 28/3/19 at 10:53 AM |
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I am with A-Plan also, 70 year old just south of Sheffield and pay £149 for the 3 litre MK.
A-Plan offer monthly payments for not a lot more per annum
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overdriver
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| posted on 28/3/19 at 12:22 PM |
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Admittedly I don't live 'up north' (Worcester) but I am a senior citizen (in fact more senior than any other contributor so far!)
and I have found it difficult to pay much over £100 with A-plan for my 2.0 Pinto powered Tiger. Fully comp., clean record & limited mileage.
Certainly shop around but I would recommend including A-plan (Thatcham) in your enquiries.
Michael.
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sevaun
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| posted on 28/3/19 at 01:13 PM |
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A Plan seems to be cropping up a bit!
I have just remembered an issue that arose while trying to get a quote from Adrian Flux. The young lady asked if i would be using the car for
motorsport.
I played the honest man and said yes I would be hill climbing the car from time to time, thinking if I was honest then i obviously wouldn't try
to pull the wool in the event of an accident on track. She then catagorically refused to give me a quote siting their policy that they would not give
cover to anyone who used the car for any kind of motorsport or trackdays. I did point out that probably 90% of their kit car customers took part in
trackdays, sprints, hillclimbs and sprints etc etc. She was adamant that as I had declared it I would not get insurance from them! As you can imagine
i wasn't best pleased and then took my business elsewhere and I'll never use them again.
I'll give A plan a call.
Rich
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David Jenkins
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| posted on 28/3/19 at 03:59 PM |
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Incidentally, if you get a policy through A-Plan then you'll end up being insured by a company owned by LV. Nice to know there's a big
company in the background...
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Davedew
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| posted on 28/3/19 at 05:04 PM |
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Renewed my insurance with A-plan yesterday. £138 fully comp + commuting, 2 ltr zetec with bike carbs, 38yo, 3K miles a year, clean license.
Were a lot cheaper than Adrian Flux last year which is why I swapped the kit over to them.
Also got my daily insured with A-plan, has been for a few years. Always manage to do a deal with them.
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ianhurley20
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| posted on 28/3/19 at 10:55 PM |
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I was with Adrian Flux but at renewal A plan came up with £89 fully comp 3k miles. I'm 67. Oops - after paying I had an oops day in the wet and
the car was written off. I was insured through Adrian Flux £98 and 3k miles. It was LV who were the insurance company who were behind the deal and
they were excellent. Assesor was on scene in 3 days and estimated cost of damage at 16k so full payout in a week or so and A plan refunded my payment
as insurance didn't start until 6 days later.
Can't fault either AF or A plan. Pity I don't have a kitcar though anymore. Have to start again I suppose . If I do it will be car number
5....
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UncleFista
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| posted on 29/3/19 at 07:15 PM |
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We're also in Bradford *waves*, 2 middle aged brothers, car based in Bradford 4  , 2l Zetec , around £150-ish fully comp I think.
Tony Bond / UncleFista
Love is like a snowmobile, speeding across the frozen tundra.
Which suddenly flips, pinning you underneath.
At night the ice-weasels come...
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