James
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| posted on 3/7/06 at 10:34 AM |
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Insurance, better to quote model as Locost?
Just got my first insurance quote.
With DVLA I've registered the car not as a Locost but as my surname (you never know how the car may change over the years,  ). At the end of
the day the chassis is bigger, Cymtrics'd and IRS so pretty different from a Locost
I therefore thought I ought to quote the same name for it's model with the insurance company.
Apparently this is a more expensive thing to do according to the guy there as the actual insurance companies like a model to tag it to.
Cheers,
James
[Edited on 3/7/06 by James]
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"The fight is won or lost far away from witnesses, behind the lines, in the gym and out there on the road, long before I dance under those lights."
- Muhammad Ali
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David Jenkins
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| posted on 3/7/06 at 10:37 AM |
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I had no problems with Adrian Flux - they just made sure that they got the spelling correct.
David
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James
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| posted on 3/7/06 at 10:49 AM |
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quote:
Originally posted by David Jenkins
I had no problems with Adrian Flux - they just made sure that they got the spelling correct.
David
David,
You told them it was a Locost then?
Cheers,
James
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"The fight is won or lost far away from witnesses, behind the lines, in the gym and out there on the road, long before I dance under those lights."
- Muhammad Ali
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scottc
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| posted on 3/7/06 at 10:54 AM |
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surely you have to tell the insurance company the name thats on the V5?
Otherwise I'll insure my Ferrari as a Fiesta
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David Jenkins
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| posted on 3/7/06 at 11:00 AM |
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quote:
Originally posted by James
David,
You told them it was a Locost then?
Cheers,
James
Yep - I gave the registered name, then said it was to the Locost design. He didn't query it at all.
David
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DavidM
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| posted on 3/7/06 at 12:05 PM |
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I also told them the registered name and then told it was a "locost". Adrian Flux £88.75 fully comp.
David
Proportion is Everything
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donut
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| posted on 3/7/06 at 12:43 PM |
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So what was the quote James?
Andy
When I die, I want to go peacefully like my Grandfather did, in his sleep -- not screaming, like the passengers in his car.
http://www.flickr.com/photos/andywest1/
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James
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| posted on 3/7/06 at 01:14 PM |
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quote:
Originally posted by donut
So what was the quote James?
Sureterm.... £249.
It's a bit higher than I expected. Only pay £290 for the Golf!
Cheers,
James
------------------------------------------------------------------------------------------------------------
"The fight is won or lost far away from witnesses, behind the lines, in the gym and out there on the road, long before I dance under those lights."
- Muhammad Ali
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donut
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| posted on 3/7/06 at 01:16 PM |
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They have obviously heard about your driving!! 
Andy
When I die, I want to go peacefully like my Grandfather did, in his sleep -- not screaming, like the passengers in his car.
http://www.flickr.com/photos/andywest1/
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James
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| posted on 3/7/06 at 02:31 PM |
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Blimey it gets worse, Footman James want £279. 
I think the valuation may be a little high!
Cheers,
James
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"The fight is won or lost far away from witnesses, behind the lines, in the gym and out there on the road, long before I dance under those lights."
- Muhammad Ali
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James
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| posted on 3/7/06 at 03:37 PM |
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Adrian Flux £199.50 so went with them.
Bargain!
Cheers,
James
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"The fight is won or lost far away from witnesses, behind the lines, in the gym and out there on the road, long before I dance under those lights."
- Muhammad Ali
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John Bonnett
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| posted on 3/7/06 at 04:02 PM |
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The problem we have is that most of the specialist insurers are happy to quote on recognised kit cars but only a few, Adrian Flux being one will
accept one off specials. I suppose a Locost is halfway between the two. I have the same problem with my car and although a rotten firm to deal with I
more or less have little choice but to go to Adrian Flux.
John
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mad4x4
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| posted on 4/7/06 at 06:14 AM |
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James I was about the same for insurance. From all three -
It's all to do with area, age, adn value of car
(dd10, 32, 8.5k)
Scot's do it better in Kilts.
MK INDY's Don't Self Centre Regardless of MK Setting !
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donut
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| posted on 7/7/06 at 09:02 AM |
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Just done mine with Adrian Flux
Fully comp
4500 miles
breakdown
agreed value of £8k (HA!)
salvage
£217.00
Not too bad. Bit more than yours James probably due to the post code. I have a Croydon post code which doesn't help. I can spit to the next post
code!!!!
Andy
When I die, I want to go peacefully like my Grandfather did, in his sleep -- not screaming, like the passengers in his car.
http://www.flickr.com/photos/andywest1/
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