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Author: Subject: Stalin's Latest Car Insurance Rules?????
motorcycle_mayhem

posted on 20/1/09 at 09:09 AM Reply With Quote
Stalin's Latest Car Insurance Rules?????

Just heard on Radio 1 that our Orwellian masters are going to insist on Insurance for vehicle ownership. I've tried to search, but draw a blank on this, except the pre-lobbying for this by the ABI.
So guys - what's happening?
Why does it bother me, am I evading car insurance? No, I have several restoration projects that have been happily getting slowly restored, not on the road. My competition 7 only had insurance because a certificate is required to be in the 'road-going' sprinting class. I'm now on slicks, in 'modified' do I still have to insure it even though it's not on the road, just to avoid an automatic fine?
Will, I, in effect have to 'dispose' of the vehicle (V5) to avoid attention from Brown. Shame, the car will probably never be back on the road again.
And yes, I do remember legislation on the boil for a non-road V5...

Oh well, back to writing a few noise nuisance complaints for Combe, Croft and others. While I worry about the financial mess that all this greed has got us in.

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Mr Whippy

posted on 20/1/09 at 09:11 AM Reply With Quote
I suspect though I haven’t looked it up that this will have been misreported by the radio as these things usually are.





Fame is when your old car is plastered all over the internet

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eznfrank

posted on 20/1/09 at 09:24 AM Reply With Quote
I've been in the car insurance industry for 11 years for one of the big players and I've not heard of this yet.

I'm off work at the mo but I'm subscribed to the Insurance Times so when I'm in on Friday I'll have a look see if it's mentioned in there.

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MikeCapon

posted on 20/1/09 at 09:26 AM Reply With Quote
We've already got something similar to that over here. If you have a vehicle that is not being used you still need to insure it. When I asked an insurance agent why, he explained (with a smug smile) that if the vehicle was stolen and the thief had an accident the owner was still responsible So if you're not insured you end up paying..... WTF is that all about then?
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Dickyboy

posted on 20/1/09 at 09:39 AM Reply With Quote
The report on Radio 4 said if a vehicle is SORNed, no problem, no midnight calls from the Insurance Stasi






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adithorp

posted on 20/1/09 at 09:54 AM Reply With Quote
The report on Radio5 this morning said that it meant that if a registered vahicle wasn't insured the authorities could contact you to ask why not. At the moment they can only stop you on the road if you use it. Anything that stops uninsured cars getting used is good, isn't it?

adrian





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mad4x4

posted on 20/1/09 at 12:32 PM Reply With Quote
What a crock of Sh*t





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iank

posted on 20/1/09 at 12:38 PM Reply With Quote
quote:
Originally posted by Dickyboy
The report on Radio 4 said if a vehicle is SORNed, no problem, no midnight calls from the Insurance Stasi


Yep, I was wondering about SORN before they specifically mentioned that. It didn't sound more than a proposal at the moment, and was surrounded by utterly non-legal sounding language by the interviewee (didn't catch the name/organisation) e.g. "if you had a good reason it wouldn't be a problem".

Note the DVLA recently had a woman turn up in court with her son's ashes to demonstrate that they were taking a dead man to court - despite her sending his death certificate to them to try and stop the harassing letters. So I don't believe they would go for a gentle approach for a moment.

http://news.bbc.co.uk/1/hi/england/cumbria/7672570.stm



[Edited on 20/1/09 by iank]





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Anonymous

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MikeCapon

posted on 20/1/09 at 04:20 PM Reply With Quote
According to Pistonheads SORNed vehicles are exempt

pishtonheads

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whitestu

posted on 20/1/09 at 04:41 PM Reply With Quote
There needs to be expemtions, but in general it is a good thing as there are lots of uninsured drivers who cost us all money.

Stu

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Brook_lands

posted on 20/1/09 at 05:12 PM Reply With Quote
Yet another excuse to hassass and fine basically law abiding and decent people. And I don't subscribe to the "if you've done nothing wrong, you've got nothing to fear" sentiment trotted out when people complain about this sort of big brother approach. Try getting rid of your telly and then not buying a licence, which as far as I know is still legal, and then you will see! Threatening letters, burley blokes hammering on your door at 10 o'clock at night demanding to search your property.

Those who don't buy insurance, don't bother to tax them or keep the DVLA up to date with keepers details and addresses - so no point in going after those they won't be able to find (or fine) them. So to prove how tough they are being and how well the policy is working they will have to target those who do register the vehicle in their name and at the correct address. So it will be the disorganised and forgetful who will be punished. That will be £80 for forgetting to renew SORN (because we won't bother to send you a reminder), and another fine for being uninsured - and that puts points on your licence - and we will get the TV crews in to film us taking away your car and crushing it so we can claim the little children will be safer in their beds tonight because the authorities have been seen to be doing something.

Rant over.

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DarrenW

posted on 21/1/09 at 09:43 AM Reply With Quote
Nobody gets reminders for MOT's so why should we get them for Sorn? Its just another cost for DVLA. What would be useful though is if part of the letter they send out had a round tear off section that we could affix to the car etc as a self reminder.

Anything that cuts down uninsured drivers on the road gets my vote AS LONG as there is sensibility for those that own cars that will be off the road for long periods (ie linked to SORN system).


Yes its true that those who persistently dont insure cars, tax them, keep registration up to date etc etc can evade the law to a point, however its becoming more common for roadside patrols to have the number plate recognition software which makes it harder for them to get away with it forever. Nothing will ever stamp it out for good, but that doesnt mean the authorities shouldnt try and control it.






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iank

posted on 21/1/09 at 09:48 AM Reply With Quote
quote:
Originally posted by DarrenW
Nobody gets reminders for MOT's so why should we get them for Sorn? Its just another cost for DVLA. What would be useful though is if part of the letter they send out had a round tear off section that we could affix to the car etc as a self reminder.



You (or at least I) get SORN reminders as it's instead of Tax for which you get automatic reminders.
Now it's computerised they could quite easily send MOT reminders which would help people who forget, and give them extra clout if they catch people who don't have one.

Following that argument why get tax reminders, there is a dated "reminder" on every taxed car.





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sucksqueezebangblow

posted on 22/1/09 at 10:53 AM Reply With Quote
If it has to be insured if it is not SORNed then that would sound okay to me. My bikes are SORNed anyway so I don't get stung for Road Tax (and the 'Busa's dead anyway 'cos it's engine is in my build!).





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