thunderace
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| posted on 19/5/09 at 07:02 PM |
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insurance advice HELP NEEDED PLEASE
i got a van two weeks ago and im selling my car ,i have 5 years no claims on the car ,i wanted to use it on my van but as the car is still insused
they wont let be transfair it to my van what do i do?
im no longer useing the car as its now forsale.
HELP AS THEY HAVE NOW TAKEN AN EXTRA £500 FROM MY BANK ACOUNT MORE AS THEY DONT HAVE MY NO CLAIMS FOR THE VAN. AS THE CAR INSURER WONT RELEASE
IT AS THE CAR IS STILL INSURED.
(the mrs going mad as they have taken £500 from the joint acount)
[Edited on 19/5/09 by thunderace]
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omega0684
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| posted on 19/5/09 at 07:03 PM |
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can you cancel your policy on the car and ask them to send you proof of your no claims in writing.
[Edited on 19/5/09 by omega0684]
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thunderace
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| posted on 19/5/09 at 07:05 PM |
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if i can you cancel your policy on the car and ask them to send you proof of your no claims in writing.
will i be able to have my car parked on the street with no insurance?
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jimmyjoebob
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| posted on 19/5/09 at 07:05 PM |
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Swap the policy onto the van and put the for-sale car on as a temporary second vehicle. Most will add a second car on for a max of a month.
D'oh, just re-read your initial post. The fact your car will be uninsured is irrelevent provided it is parked off the road.
[Edited on 19/5/09 by jimmyjoebob]
If at first you don't succeed, hide all evidence you ever tried!
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JoelP
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| posted on 19/5/09 at 07:30 PM |
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i got my van insurance with motor direct. They 'copy' your cars no claims and dont mind it being in use on another vehicle - which is fair
enough, as you can only drive one at once and the ncd shows you are a careful driver.
http://www.motordirect.co.uk/
[Edited on 19/5/09 by JoelP]
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omega0684
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| posted on 19/5/09 at 07:35 PM |
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quote:
Originally posted by thunderace
will i be able to have my car parked on the street with no insurance?
declare it sorn and put it on bricks, technically its not on the road. then claim your tax back 
[Edited on 19/5/09 by omega0684]
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thunderace
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| posted on 19/5/09 at 07:47 PM |
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quote:
Originally posted by JoelP
i got my van insurance with motor direct. They 'copy' your cars no claims and dont mind it being in use on another vehicle - which is fair
enough, as you can only drive one at once and the ncd shows you are a careful driver.
http://www.motordirect.co.uk/
[Edited on 19/5/09 by JoelP]
that would have been good but i have paid them £400 for 1 years so i cant cancel it and they have an extra £500 now...
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Dangle_kt
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| posted on 19/5/09 at 07:51 PM |
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you have 14 days to cancel as per distance selling rules. They can take a small fee, thats it.
I'd call up and demand to speak to a manager, explain you are about to cancel unless they sort this mess out.
See where you get.
Taking £500 without your permission is shocking, I'd raise merry hell!
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tomblyth
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| posted on 20/5/09 at 10:18 AM |
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dispute the £500 with your bank ! if its not authorised the back will get it back to you ! cancel you insurance in by phone and confirm in writing ,
get a name and call reference number from the person you speak to! ask for proof of no claim bonus in the next five working days, reinsure with somone
else ( I now use a trader policy as it covers everything I have and is cheaper! ) your car can stand on the road as long as its taxed you only need
insurance to drive it ! (and by law you only need 3rd party)
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