Guinness
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| posted on 7/9/04 at 07:09 PM |
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Chicken & Egg??
Tried phoning round the insurance companies, advertising in Totalkitcar, for cover during the build.
Annoyed that i had to tell most of them my whole driving history, points, NCB etc etc, just to insure it to be sat in a garage.
Eventually went to Footman James who'll cover it for a year for £53.
Seemed reasonable but when i sent the form in they said they need the registration number and the chassis number??
Tried telling them that it was for cover during the build but got nowhere. Do i just give them the donor reg? or make up a chassis number myself?
I thought you got both after DVLA inspection?
Very confused?
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white130d
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| posted on 7/9/04 at 07:41 PM |
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Home Owners
Here in the States, while it is a "car to be" it would be covered for loss under my home owners policy as contents (same as my sofa, my
welder etc). Once it is finished then it's a car and has to be put on my auto policy...is it different there?
David
"There's only 2 things that money can't buy, and that's true love and home grown tomatos" Guy Clark
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I love speed :-P
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| posted on 7/9/04 at 07:53 PM |
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quote:
Originally posted by white130d
Here in the States, while it is a "car to be" it would be covered for loss under my home owners policy as contents (same as my sofa, my
welder etc). Once it is finished then it's a car and has to be put on my auto policy...is it different there?
David
Yep it is differnt here 
Don't Steal
The Government doesn’t like the competition
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mad4x4
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| posted on 7/9/04 at 10:06 PM |
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Spoke to my house insurance (endsleigh) and they said that it wouldn't be covered as it "resemmbled" a CAR. I tried to argue this
point because until its registred and taxed etc its not technically a car just a pile of steel and automotive components. NO JOY
Scot's do it better in Kilts.
MK INDY's Don't Self Centre Regardless of MK Setting !
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mookaloid
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| posted on 7/9/04 at 10:13 PM |
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My insurers were happy to use the engine number to identify it till I had a chassis number and then a reg number
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Guinness
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| posted on 7/9/04 at 10:16 PM |
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Cheers mookaliod, I'll try that tomorrow. Who did you use btw?
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Hellfire
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| posted on 8/9/04 at 11:33 AM |
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Take the wheels off and get a few mates to help you lift the car onto crates. That should deter most opportunist thieves.
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Guinness
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| posted on 9/9/04 at 09:49 PM |
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It's done, Footman James accepted the engine number as identification. It's up on trestles at the mo and took six of us to get it back up
there after fitting the engine, but can never be too careful about this sort of thing.
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Mark Allanson
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| posted on 9/9/04 at 09:59 PM |
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I got my chassis number yesterday, I rang Adrian Flux about a claim I am sorting on a VW Camper, and took the opportunity to get a quote for build
insurance - £42 per year for £4000 cover, upgradable to road cover fully comp with 4500 miles per year and value of £4500 for £162, but only pay the
remaining part of the year proportionally. Card numbers exhanged on the spot!
If you can keep you head, whilst all others around you are losing theirs, you are not fully aware of the situation
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andyps
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| posted on 10/9/04 at 11:43 AM |
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Just thinking about this - when do car bits stop being household items and not covered by insurance. If you had one of those coffee tables made out of
a wheel or engine block that should be covered by household insurance - but when does it become a car, rather than soemthing else.
Mark - sounds a good deal you have got there, will look into that when I have more than a collection of bits.
Andy
An expert is someone who knows more and more about less and less
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