tr
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| posted on 26/9/03 at 05:21 PM |
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Insuring a pile of metal
I've been building my kit for a while now and it's jsut occured to me to think about insurance. Not for the fully built speed machine,
thats all in hand. The problem is as follows. I'm building the car round at my grandmas (Empty garage, free, in walking distance). The garage
isn't attached to her property though, she lives in a small block of flats with a row of garages at the end of the road. I can't find
anyone who will insure the contents of the garage. I explained it to the nice but dim bloke at norwich union today. He started asking for the model of
the car and registration number, so I explained again that it was a kit car. This went round in circles for a while till he eventually gave me a
number to call. Only, the number he gave me was the number I'd called to ring him...
I've tried the national and local companys, and they all run scared!
Any ideas? I've already invested in three meaty padlocks.....
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chrisg
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| posted on 26/9/03 at 05:35 PM |
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I'd try one of the specialist insurers, Adrian Flux or Sureterm come to mind, at least they'll know what you're talking about!
Cheers
Chris
Note to all: I really don't know when to leave well alone. I tried to get clever with the mods, then when they gave me a lifeline to see the
error of my ways, I tried to incite more trouble via u2u. So now I'm banned, never to return again. They should have done it years ago!
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eddie
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| posted on 26/9/03 at 06:14 PM |
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What you want is called build insurance, it covers for the cost of materials (keep any reciepts and take regular photos, in the event of a claim its
easier to prove that you had those nice shiny bits that some theiving toe rag now has)
Like chris says fluxes are good for this or try footman james (scan a copy of which kit / kit car for details, you dont need to buy a copy, just take
a pen & paper into WH Smiths and copy the details)
Please feel free in advance to: correct, update, ridicule or laugh and point at any comments made by myself in this post....
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DavidC
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| posted on 2/10/03 at 06:22 PM |
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I've just insured my part built westy (HERE) with Footman James. Build cover is £61.95,
cheapest I found.
Flux won't cover the car unless it's garaged at the policy holder's home address, so you'd have to insure in your
grandma's name.
Cheers
DC
[Edited on 2/10/03 by DavidC]
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