prawnabie
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| posted on 29/12/09 at 07:45 PM |
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No claims bonus..
When I first insured the Locost, I had 7 years NCB on my tintop policy. I was told that you could only use your NCB on one policy - fair enough I
thought.
I am due to insure it again in Jan, can I claim I have 1 years NCB on my locost ( which I should have as I havent claimed) and still claim the 7+ NCB
I currently have on the tintop?
Cheers
Shaun
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mccsp
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| posted on 29/12/09 at 07:47 PM |
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yep
Why do it the easy way, when I can do things my way!
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marcjagman
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| posted on 29/12/09 at 07:49 PM |
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Yes, 2 insurance policies on 2 different cars.
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prawnabie
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| posted on 29/12/09 at 07:49 PM |
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Great, thanks guys!
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speedyxjs
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| posted on 29/12/09 at 07:52 PM |
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quote:
Originally posted by prawnabie
When I first insured the Locost, I had 7 years NCB on my tintop policy. I was told that you could only use your NCB on one policy
When i had my MG, i was able to use my Nc on both cars.
How long can i resist the temptation to drop a V8 in?
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JoelP
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| posted on 29/12/09 at 07:59 PM |
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i had a quote recently where they would match your ncd on another policy, without it needing to be 'spare' ncd.
Beware! Bourettes is binfectious.
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Steve G
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| posted on 30/12/09 at 01:50 AM |
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i'd say depends on the policy you had. Specialist policies as 2nd car may not offer discounts for NCB. As for all insurance issues - be 100%
honest, tell them the score and dont give them any excuse to invalidaye your policy.
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MikeRJ
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| posted on 30/12/09 at 09:02 AM |
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quote:
Originally posted by speedyxjs
quote:
Originally posted by prawnabie
When I first insured the Locost, I had 7 years NCB on my tintop policy. I was told that you could only use your NCB on one policy
When i had my MG, i was able to use my Nc on both cars.
Was it a multi-car or historic policy?
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yellow melos
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| posted on 30/12/09 at 10:21 AM |
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you should be a able to use you first cars no claims bonus on any car as its the drivers no claims bonus and not the car..
if you was to have an accident you would have to declair it ... regardless of which car you was driving at the time.
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MikeRJ
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| posted on 30/12/09 at 12:13 PM |
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quote:
Originally posted by yellow melos
you should be a able to use you first cars no claims bonus on any car as its the drivers no claims bonus and not the car..
The majority of insurance companies will only allow you to apply your No Claims Discount to a single policy (which may cover more than one car).
[Edited on 30/12/09 by MikeRJ]
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morcus
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| posted on 30/12/09 at 04:15 PM |
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You can have multiple NCB but trying to use one more than once is insurance fraud, someone I work with had his mum insure his car and for some reason
the NCB used on the other car was put down, when the insurer found out he was forced to pay £3k.
I wouldn't have though you could use you normal NCB on kit insurance.
In a White Room, With Black Curtains, By the Station.
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prawnabie
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| posted on 30/12/09 at 04:42 PM |
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Sorry i think I may have misled you. I have 7+ years NCB on my tintop policy. I have also got 1 years NCB on my Locost. They are on different polices
with different insurers.
I would like to know if it is legal to use the 7+ on my tintop as normal, and the 1 year NCB i have accumulated on the locost, on my next locost
insurance policy.
Cheers
Shaun
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morcus
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| posted on 30/12/09 at 08:28 PM |
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Yes, but I think thats what every one else was trying to say.
In a White Room, With Black Curtains, By the Station.
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