Does anybody know if you have to inform your insurance if you fit an (approved) tow bar to your car ?
Probably best to anywaty. Isurance companies will use any excuse to get out of a claim
Probably should.
I personally wouldn't and haven't on past vehicles (current one doesn't have a tow bar), but that's not to say it's right.
I did and they informed me that there was no extra charge and the trailer carried 3rd paryy insurance whils being towed or connected to the vehicle. However the trailer or contents were not fully comp .
I did when I fitted mine, they weren't bothered at all, it is a 4x4 though, might be more interested if it was on a small car
Thanks guys, tow bar is a brink detachable which was on car when i purchased it, don't actually have towing ball for it and can't tow
anything without it. The problem is someone reversed into my car and a bit nervous about insurance assessor putting block on my claim
nowt to worry about there. I crashed with no mot and still got paid. They arent as bad as the reputation they have!
quote:Tbh Joel my insurance (Adrian Flux) have been a total nightmare
Originally posted by JoelP
nowt to worry about there. I crashed with no mot and still got paid. They arent as bad as the reputation they have!
, my car was hit by an insured driver when it was parked and he admits full responsibility for
damage to my car so i'm claiming his insurance, quite straight forward you'd think, but my insurance are trying to tell me i'm not
insured for travelling to and from work, which is certainly not the case as far as i'm concerned. I was not in the car and not even claiming my
own insurance, can't believe the grief i'm getting from my own insurance, i thought they were meant to be on my side. I have 2 cars insured
with them and over 7 years no claims on policies. BE WARNDED, think twice before using ADRIAN FLUX
sounds like a right headache! Surely any SDP policy must include travel to a fixed place of work?
quote:
Originally posted by JoelP
sounds like a right headache! Surely any SDP policy must include travel to a fixed place of work?
quote:Yeh 'commute' news to me as well, information never offered to me when i've renewed my policy though, but did make it clear to them that i needed policy to cover me to and from work ? robbing b*stards
Originally posted by ReMan
quote:
Originally posted by JoelP
sounds like a right headache! Surely any SDP policy must include travel to a fixed place of work?
It used to be
Seems of recent years it has to be SDP and (very specifically) commute
Yet another out?
Personally I'd argue that going to work in order to pay for the car, the insurance and everything that comes under "domestic" should
also come under domestic. I don't go to work for the fun of it, or to be on my own for hours on end, it's to pay for the car I use to get
there and satisfy my family's penchant for living in a house and eating on a daily basis.
And I don't care what they say I'll argue it to my grave, especially when it constitutes 99% of my mileage
i heard the rule is that any none factory spec piece of kit you put on your car needs to be reported to the insurance or it can be void...