Found a very interesting site, on another forum that you can check if your insurance company has put your details on the "Insured Data Base" that the Fuzz can check in there cars to see if you have insurance. If you compay has neglected to do this, (they have seven days), then you could find your car impounded and even destroyed, (No! Oh! yes) so worth a check after your renewal, and if not on, then a quick call to your insureres.
Check it out
Cheers Ray

Well I'm ok.

YIKES! That shows my squashed focus as insured. It was written off a year ago.

Got hit on the back corner by a drink driver, shortened the drivers side by about 2 inches, nothing opened the rear wheel was in the back seats and under the seats was all crumpled. boot was an inch to once side at the bottom.
It had creased panels down the side he never even hit!

Must have been a good jig to straighten that out!!!

Funny you should mention this.

Hav'nt been able to renew my car tax online for a few years now. Always tells me that it can't find insurance details for my vehicle (or something along those lines)

Was driving through town to pick the wife up when in the rear view I see the old bill with the blues going. Pull over and the pc informs me the reason i've been pulled is that my vehicle is showing no insurance. I carry all my documents on me so give him the insurance certificate and tell him i've had trouble trying to tax it online so that must be the reason. He won't have any of it and continues to tell me the police database is never wrong even though I tel him it is. He then telephones tesco car insurance on his mobile and passes the phone to me to supply some details so he can confirm the state of my insurance.

By this time all the neighbours are coming out pretending to put their rubbish out so they can have a good listen to what's going on outside their doorsteps

I then get an apology and a statistic that 99.9% of the time the police nation computer is correct.

I asked what the score was as this could happen again and he said he would put a note on the database for future reference.

I've since wondered what the score would of been if my car was checked but I had not been present

Talking about insurance,i had a conversation with an insurance broker last week who is a friend of a friend so to speak.
I decided to declare all the mods on my 205 road legal trackday car.
During the talk he was telling me that sometime in 2009 the police will have access to your insurance details from there cars,so if some numpty in a been tin with a big exhaust goes past they can check if mods etc have been declared,if not then technically your insurance company could void the policy making you unisured!!!!
It is to stop mainly boy racer max power types insuring there cars as standard when they are modified.he also said that alot of claims are now been checked visited by an asessor to determin if the car was as described to the insurance company.
I think the police will have a fieldday with this.

and the problem with that is.....?

Sorry, but if you fit 100KG of ill fitting fibreglass, a 'performance' exhaust, completely f*ck up the suspension by cutting 2" off the springs to lower it, declare non of that to your insurance company and then you trash my car showing off to your 14 year old girlfriend then you deserve everything you get.......

problem is some poor sod riding his bike or crossing the road is laid up in hospital and the insurance company is saying that they aren't coughing up the insurance monies.

IMHO I think it sucks! Just another method for insurance companies to not pay up on technicalities.

So I for one am glad the police can at last do something about it, although I hate the thought of a police state!!!

6 and 2x3's......

But in that scenario the person that put them in hospital wouldn't have been insured anyway and under the proposed system the police might (and it's a big might I admit) have got them off the road if they had the ability to get a 'Max'd' (ie shed) car off the road if it was insured as a standard hatchback.....

I'm on there - but as `make/model` it has my fury down as `dummy kit car `

[Edited on 5/7/08 by clairetoo]

quote:

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Originally posted by AndyGT
problem is some poor sod riding his bike or crossing the road is laid up in hospital and the insurance company is saying that they aren't coughing up the insurance monies.

IMHO I think it sucks! Just another method for insurance companies to not pay up on technicalities.

So I for one am glad the police can at last do something about it, although I hate the thought of a police state!!!

6 and 2x3's......

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quote:

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Originally posted by sonic
Talking about insurance,i had a conversation with an insurance broker last week who is a friend of a friend so to speak.
I decided to declare all the mods on my 205 road legal trackday car.
During the talk he was telling me that sometime in 2009 the police will have access to your insurance details from there cars,so if some numpty in a been tin with a big exhaust goes past they can check if mods etc have been declared,if not then technically your insurance company could void the policy making you unisured!!!!
It is to stop mainly boy racer max power types insuring there cars as standard when they are modified.he also said that alot of claims are now been checked visited by an asessor to determin if the car was as described to the insurance company.
I think the police will have a fieldday with this.

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In any event I cannot see how it would work anyway. At the time police check the database the car is insured, the insurers may have a right to avoid cover but they haven't done so yet so the cars insured until such time as the insurers make their decision. In my experience the police take little to know interest in such matters.

Interesting - mine came up as 'KIT CAR 2001CC TO 3500CC'
As it is was registered as an Aeon with a new registration number and all new components I am suprised it was classed as a kit car.

quote:

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Originally posted by AndyGT
problem is some poor sod riding his bike or crossing the road is laid up in hospital and the insurance company is saying that they aren't coughing up the insurance monies.

IMHO I think it sucks! Just another method for insurance companies to not pay up on technicalities.

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Mine comes up as Fisher Fury 998cc. I guess those that are odd descriptions are down to the insurance company filling in the MID details; Drop down menu with makes and Dummy Kit Car at the bottom?!

adrian

BARRYBOY'S has got to be one of the funny sites ever!!!!!

I know of a fella got his cavelier 130 turned down by insurance company because, and get this its a cracker!!!!!!!

He fitted central locking and didn't notify them!!!! Not even cheapy aftermarket but went to scrap yard and got proper vaux stuff

quote:

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Originally posted by johnston
I know of a fella got his cavelier 130 turned down by insurance company because, and get this its a cracker!!!!!!!

He fitted central locking and didn't notify them!!!! Not even cheapy aftermarket but went to scrap yard and got proper vaux stuff

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I once assessed a Lada 1500 which had a 2000 Fiat twin cam fitted and was an undisclosed modification. I commented on how good the transplant was, but couldn't pay on the comp claim on the Lada, but paid for the damage to the car he hit.

HHmmm, my car's down as an MK Indy, but the V5 shows it as a Redliner! God knows why the builder didn't choose MK Indy when registering it.

The car will be down as entered (and presumably described to) to the insurer, not what is written on the V5 as this isn't anything to do with the DVLA.

Mine is a Sylva Stylus,

Last year it was insuread as a Silver Stylus.
After explaining that they got it wrong last year and spelling it out for the guy on the phone it is now a sylver stylus... Getting closer I guess. I was told that it didn't really matter as it was just "a vehicle" to the underwriters.

You would of thought that the reg "A1" would be used on something like a bentley or jag, nope its a PEUGEOT EXPERT nice.

someone has plate 1 now that is cool.

So who's been "commititing an offence" by checking out other numbers?

Hmmm?

I can't say I have much confidence in that database, The Roadster comes up as "FORD ESCORT RS" , my daugters micra comes up as a Primera and my new Volvo comes up as an 08 Vauxhall Corsa!!!

Cheers

Chris

EDIT "V8" is on a AM Vantage!

[Edited on 5/7/08 by chrisg]

my tin top is on thank goodness i only got it last week so i know the insurance have done there thing right, but OMG the car across the street isnt. i dont know who he is either, do you think i should tell him

I know a guy who is always getting pulled by the BiB. He drives his dads/mams cars and they include a newish 911, an X5, new Nissan pimp wagon thing and a few others. All the cars are covered under a fleet policy and as such, arn't on the database. And he's a knuckle dragging skinhead....

Didn't check on the database, but MU57ANG is on a grey mustang, followed it past the Metro centre on the A1 Friday night.

My son was stopped and detained by police for 20 minutes en route to MK last Saturday until they contacted CIS to confirm he was insured.
I rang CIS on Tuesday and bent the ear of the guy on the other end of the phone to tell him how annoyed I was that a system like ANPR, which I approve of, was being let down by companies who can't get cars on the MID inside 3 months.
Just checked now......
STILL not on there!!!!

Lucky they are closed today.

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All the cars are covered under a fleet policy and as such, arn't on the database. And he's a knuckle dragging skinhead....

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