A woman's husband died and left $30,000.

After everything was done at the funeral home and cemetery, she told her closest friend that there was none of the $30,000 left.

The friend said, "How can that be?

The widow said, "Well, the funeral cost me $6,500. And of course I made a donation to the church. That was $500, and I spent another $500 on the wake; food and drinks, you know.... The rest went on the memorial stone."

The friend said, "$22,500 for the memorial stone! My God, how big is it?"

The widow said, "Three carats".

Very good!