Is there a list of kitcar specialist insurers? Especially ones that will cover bec's. My renewal has come around and surprise, surprise it has gone up. I've rang a few and after going all through their questions I get 'sorry but we don't do bec's'

Over on the Westfield Forum A-Plan are getting good feedback. Seems to include BEC ( like Westfield Megabusa ).
They give a discount for WSCC membership, but were the cheapest I could find even without that. ( £90 for a Westfield with 2l Zetec )


A-Plan

01635 874646

(Speak to Clare )

http://www.aplan.co.uk/motoring/kit-car-insurance/911

try footman james, cheers

I used Sureterm for mine last time, they didn't load the policy for a bike engine even after I told them it was a zx10 engine a dozen or so times...

Does anyone know of an insurer who will include commuting and some track day coverage as well?

I am with Adrian Flux.

A-plan were cheapest and the most helpful by a mile...

Beware : I used sureterm last year for my R1 Indy BEC which was only £140 ish fully comp. When I sold it, there was about 6 weeks left on the policy (approx £18) - they wanted me to pay a £50 cancellation fee and I would loose the £18 of insurance I hadn't used.
While I didn't mine loosing the remaining value of the policy, I really got the hump about paying to cancel the policy. Especially when I had just paid another £25 admin fee to change the postcode on the policy because the car was built at my fathers house 20 mins away !

They said that a limited mileage policy has a cancellation policy due to them being so cheap in the first place (not sure I get that, but hey). When I said I would just leave it to expire, they said it was illegal to have 2 insurance policies on 1 car and that telephone calls were recorded (a.k.a you have to pay up sonny jim !)

This time around with my CEC I went with Adrian Flux who also charge to cancel the policy, but I'm aware of it up front this time.

<SOAPBOX>
So the moral of the story is - only sell your car when the insurance has run out and you have to time it exactly right or else you're breaking the law and get charged a £50 fee !
</SOAPBOX>

Diito.
Sureterm have the same $50 cancellation on all theirs insurance, they just categorise every insurance they do.
I just got buttfooked the same to cancel on my Terrano, bacause the would not transfer the remaining term to another vehicle.
Sureterm stink

I see that 2gether dont seem to be getting the rave reviews that they did?
I'm still happy with a £100 policy for my BEC.
Admittedly., the value for money is not known until you make a claim, but I'll risk it a bit longer

I'm still happy with 2Gether for modified Landrover, Caravan and I had the R1 MNR with them. The one I'm building now will be with them as well. I like speaking to people who know about cars and they do.

This is what I have found so far. This is on my Mk indy R hayabusa doing 1000 miles a year, garaged and I'm 33.



Adrian Flux.......My current insurer. Wanted £183 to renew but after a call will reduce it down to £158 to beat A plan.


Frank Pickles.....Told their underwriter doesn't like bec's and had about a £350 loading to the policy. £500


2gether.......Very friendly but unable to compete. £250


Footman James.......Went all through the quote then told we don't insure bec's at all.


A plan.......As said in other posts talk to Claire. Found her very friendly and knowledgeable and beat my current renewal quote. £169


Sureterm......Haven't rang them yet but they completely messed me around last year so will probably not bother wasting my time.



Any others worth ringing?

[Edited on 13/9/13 by Davegtst]

FORGET Footman James.

Footman James.......Went all through the quote then told we don't insure bec's at all. ???????????????????????

Contacted footman james today to renew kit car policy in my name rather than my son,s and premium went up to over £500 from under £180 for the same cover!!!

i think the less you tell footman james the better,

if you just act stupid and only answer questions they ask, they seem to be alright.

quote:

---

Originally posted by jase380
I used Sureterm for mine last time, they didn't load the policy for a bike engine even after I told them it was a zx10 engine a dozen or so times...

---

I have rang virtually all the insurance companies who insure kits.

I have quotes ranging up to £1100.

Eventually got it down to £462

[Edited on 17/9/13 by Acc8braman]

Try Osborne & Sons - they did me a competitive quote when I bought my car. 22 with points on my licence and it was very reasonable indeed. 10% discount for members of the owners club, too.

http://www.osborneandsons.co.uk

In with Frank pickles and they do ask if its a bike engine, but as mine is not its £104 fully comp

im also with osbourne n]and sons.

I kinda needed insurance quick as it was a spur of the moment buy so didn't shop around a great deal.

paying around £500 for a 919cc cbr indy, I was 24 at the time with no NCB to use on it.
if it had the 893cc engine they said it would have been £200 and sumit!!

Had a Quote from Adrian £337 Fully comp where i can drive other insured cars, thought this was great considering its a zx10r bec. Phoned A plan and they quoted £242 with cover for other cars and 90 days European cover and only £100 excess. Adrian offered me their best and cant beat it. Think ill be going with A plan.

Another black mark for Sureterm. I got a threatening letter the other day saying they were sending bailiffs after me for £53 I apparently owed them. Rung them up and found out they must have forgot to record that I had cancelled the policy 2 years ago and still wanted the money!

i suppose £218 is not bad for fully comp then?

Also MSM Insurance.

Aplan all the way £170 fully come on a mac#1 worx zx10r

2gether renewal; £220.19 insurance £47.50 breakdown. £267.69 total.

Same quote A-plan; £150.07 insurance and £39.95 breakdown. £190.05 total.


Ring 2gether back for a second attempt cant reduce the breakdown but miraculously the insurance drops by £83 bring the new total to £184.50 and hence £5 less than A-plan.

That for a 1900cvh engined narrowbody, 3k miles, £6k value, social&commuting, £100 excess, 'kept on drive' aged 27.


Daniel

AF wanted £166 for renewal so I gave A-Plan a call. £125 for 1500 mile, agreed value, breakdown cover etc including commuting (when the sun finally gets out).

I won't be renewing with AF this year.

All styles £198 fully comp