MikeR
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posted on 8/2/08 at 01:47 PM |
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cheap insurance for second car wanted
Help,
I'm trying to find cheap insurance for a second car. Had the idea of adding the second car to my main policy (well i can't drive two cars
at once) and my insurance company said no.
They quoted me 800 quid for a 1991 1.6 import mx5 third party fire and theft on limited mileage (cause my no claims is stuck with my main car).
What have others done? Is there any good companies to use? Only got an sp60 from 4.5 years ago on my license, car will be parked on the drive in a
nice area, i'm mid thirties. Can't believe i'm being charged the same as an 18 year old.
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irvined
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posted on 8/2/08 at 01:51 PM |
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Blimey!
Cost me less than that!!!
http://irvined.blogspot.com
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02GF74
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posted on 8/2/08 at 01:54 PM |
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yours is pretty satnadrd car - try the main insuresers chuchill., admiral privilege AA then maybe spoecialists ones like graham syskes, adrian
flux.
it an ideal world you would get one insurance for multiple cars but it donlt work like that; I know .
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gingerprince
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posted on 8/2/08 at 01:56 PM |
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bolt on a silly body kit to make it look like an Aston and insure it as a kit car
http://carscoop.blogspot.com/2006/07/amx07-mazda-miata-mx-5-base-asto
n.html
Bus seriously, can't remember which though but there was a company (one of the big main ones) advertising discounts for insuring 2 cars with
them on the telly recently...
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Wadders
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posted on 8/2/08 at 02:07 PM |
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Iv'e just had a similar experience of stupid quotes on a second car, best price i got was through moneysupermarket.com
Al.
Originally posted by MikeR
Help,
I'm trying to find cheap insurance for a second car. Had the idea of adding the second car to my main policy (well i can't drive two cars
at once) and my insurance company said no.
They quoted me 800 quid for a 1991 1.6 import mx5 third party fire and theft on limited mileage (cause my no claims is stuck with my main car).
What have others done? Is there any good companies to use? Only got an sp60 from 4.5 years ago on my license, car will be parked on the drive in a
nice area, i'm mid thirties. Can't believe i'm being charged the same as an 18 year old.
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McLannahan
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posted on 8/2/08 at 02:09 PM |
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My other cars are insured with Adrian Flux and Bell. All really good value.
AF's customer support can be patchy but my Golf insurance has dropped a lot each year. I'm sure they'd offer something better than
800!!
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onzarob
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posted on 8/2/08 at 02:11 PM |
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quote: Originally posted by MikeR
Help,
I'm trying to find cheap insurance for a second car. Had the idea of adding the second car to my main policy (well i can't drive two cars
at once) and my insurance company said no.
They quoted me 800 quid for a 1991 1.6 import mx5 third party fire and theft on limited mileage (cause my no claims is stuck with my main car).
What have others done? Is there any good companies to use? Only got an sp60 from 4.5 years ago on my license, car will be parked on the drive in a
nice area, i'm mid thirties. Can't believe i'm being charged the same as an 18 year old.
Its over 15 years old so Footman James will do a classic policy on it,No claims not required, but you do need to be over 25
edit ...oh you are, cool I insured a 1990 Golf cab for £250 with footman james
[Edited on 8-2-2008 by onzarob]
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Kriss
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posted on 8/2/08 at 02:12 PM |
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most insurers do not like imprts apart from EU ones built to the same spec as a UK model.
For example, my old Clio V6 was bought in Sweden but built in MPH, RH drive spec. As an EU citizen you have the option to shoose those without any
hassel from a dealer!
What you will struggle with are grey imports! I am the MORE TH>N motor product devloper and trust me - underwriters hate them. Esp as Japanesse
cars go through such a strict MOT a lot are not maintained well and sold outside the Jap region.
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bonzoronnie
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posted on 8/2/08 at 02:26 PM |
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FWIW
Direct line are boasting that they will allow your full no claims discount on your second car.
Provided you are the sole driver for both.
Ronnie
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MikeR
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posted on 8/2/08 at 06:32 PM |
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hmm, but my main insurance isn't with direct line and they don't seem to want to touch a jap import
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scotty g
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posted on 8/2/08 at 06:59 PM |
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confused.com.
Seriously matey try the price comparison sites, there are some amzing savings to be had.
Tescocompare.com found the cheapest for me.
Funnily enough tesco's own insurance was only about the 5th cheapest on the tescocompare website!
cheers.
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Mark Allanson
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posted on 8/2/08 at 08:11 PM |
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Try Tradex, they do a collectors policy which covers you to drive anything you own, any number of cars, any type - quite reasonable too.
If you can keep you head, whilst all others around you are losing theirs, you are not fully aware of the situation
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KenF27
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posted on 8/2/08 at 08:53 PM |
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I had the same problem last year with my MX5. Colonade mirrored my full NCB. £27 a month, 38 year old.
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Peteff
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posted on 8/2/08 at 08:58 PM |
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Are you married?
Get your wife to insure it and include the spouse
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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MikeR
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posted on 9/2/08 at 01:26 PM |
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quote: Originally posted by Peteff
Get your wife to insure it and include the spouse
Girlfriend for a whole two months just saw that. Not sure if she's laughing, crying or having a fit. I'll let you know when the noise
stops but i think a quickie marriage in Amsterdam prior to picking the car up is out of the question.
Thanks for the suggestion, i'll consider it when i try importing a ferrari in 20 years time
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Schrodinger
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posted on 9/2/08 at 05:04 PM |
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Try putting your new car on the old policy with the full NCD and then insure the old car. It could just be beccause it is an import.
Keith
Aviemore
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