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Author: Subject: cheap insurance for second car wanted
MikeR

posted on 8/2/08 at 01:47 PM Reply With Quote
cheap insurance for second car wanted

Help,

I'm trying to find cheap insurance for a second car. Had the idea of adding the second car to my main policy (well i can't drive two cars at once) and my insurance company said no.

They quoted me 800 quid for a 1991 1.6 import mx5 third party fire and theft on limited mileage (cause my no claims is stuck with my main car).

What have others done? Is there any good companies to use? Only got an sp60 from 4.5 years ago on my license, car will be parked on the drive in a nice area, i'm mid thirties. Can't believe i'm being charged the same as an 18 year old.

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irvined

posted on 8/2/08 at 01:51 PM Reply With Quote
Blimey!

Cost me less than that!!!





http://irvined.blogspot.com

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02GF74

posted on 8/2/08 at 01:54 PM Reply With Quote
yours is pretty satnadrd car - try the main insuresers chuchill., admiral privilege AA then maybe spoecialists ones like graham syskes, adrian flux.

it an ideal world you would get one insurance for multiple cars but it donlt work like that; I know .

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gingerprince

posted on 8/2/08 at 01:56 PM Reply With Quote
bolt on a silly body kit to make it look like an Aston and insure it as a kit car

http://carscoop.blogspot.com/2006/07/amx07-mazda-miata-mx-5-base-asto n.html

Bus seriously, can't remember which though but there was a company (one of the big main ones) advertising discounts for insuring 2 cars with them on the telly recently...

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Wadders

posted on 8/2/08 at 02:07 PM Reply With Quote
Iv'e just had a similar experience of stupid quotes on a second car, best price i got was through moneysupermarket.com

Al.




Originally posted by MikeR
Help,

I'm trying to find cheap insurance for a second car. Had the idea of adding the second car to my main policy (well i can't drive two cars at once) and my insurance company said no.

They quoted me 800 quid for a 1991 1.6 import mx5 third party fire and theft on limited mileage (cause my no claims is stuck with my main car).

What have others done? Is there any good companies to use? Only got an sp60 from 4.5 years ago on my license, car will be parked on the drive in a nice area, i'm mid thirties. Can't believe i'm being charged the same as an 18 year old.







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McLannahan

posted on 8/2/08 at 02:09 PM Reply With Quote
My other cars are insured with Adrian Flux and Bell. All really good value.

AF's customer support can be patchy but my Golf insurance has dropped a lot each year. I'm sure they'd offer something better than 800!!






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onzarob

posted on 8/2/08 at 02:11 PM Reply With Quote
quote:
Originally posted by MikeR
Help,

I'm trying to find cheap insurance for a second car. Had the idea of adding the second car to my main policy (well i can't drive two cars at once) and my insurance company said no.

They quoted me 800 quid for a 1991 1.6 import mx5 third party fire and theft on limited mileage (cause my no claims is stuck with my main car).

What have others done? Is there any good companies to use? Only got an sp60 from 4.5 years ago on my license, car will be parked on the drive in a nice area, i'm mid thirties. Can't believe i'm being charged the same as an 18 year old.


Its over 15 years old so Footman James will do a classic policy on it,No claims not required, but you do need to be over 25

edit ...oh you are, cool I insured a 1990 Golf cab for £250 with footman james

[Edited on 8-2-2008 by onzarob]

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Kriss

posted on 8/2/08 at 02:12 PM Reply With Quote
most insurers do not like imprts apart from EU ones built to the same spec as a UK model.

For example, my old Clio V6 was bought in Sweden but built in MPH, RH drive spec. As an EU citizen you have the option to shoose those without any hassel from a dealer!

What you will struggle with are grey imports! I am the MORE TH>N motor product devloper and trust me - underwriters hate them. Esp as Japanesse cars go through such a strict MOT a lot are not maintained well and sold outside the Jap region.

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bonzoronnie

posted on 8/2/08 at 02:26 PM Reply With Quote
FWIW

Direct line are boasting that they will allow your full no claims discount on your second car.

Provided you are the sole driver for both.


Ronnie

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MikeR

posted on 8/2/08 at 06:32 PM Reply With Quote
hmm, but my main insurance isn't with direct line and they don't seem to want to touch a jap import
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scotty g

posted on 8/2/08 at 06:59 PM Reply With Quote
confused.com.
Seriously matey try the price comparison sites, there are some amzing savings to be had.
Tescocompare.com found the cheapest for me.
Funnily enough tesco's own insurance was only about the 5th cheapest on the tescocompare website!
cheers.

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Mark Allanson

posted on 8/2/08 at 08:11 PM Reply With Quote
Try Tradex, they do a collectors policy which covers you to drive anything you own, any number of cars, any type - quite reasonable too.





If you can keep you head, whilst all others around you are losing theirs, you are not fully aware of the situation

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KenF27

posted on 8/2/08 at 08:53 PM Reply With Quote
I had the same problem last year with my MX5. Colonade mirrored my full NCB. £27 a month, 38 year old.
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Peteff

posted on 8/2/08 at 08:58 PM Reply With Quote
Are you married?

Get your wife to insure it and include the spouse





yours, Pete

I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.

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MikeR

posted on 9/2/08 at 01:26 PM Reply With Quote
quote:
Originally posted by Peteff
Get your wife to insure it and include the spouse


Girlfriend for a whole two months just saw that. Not sure if she's laughing, crying or having a fit. I'll let you know when the noise stops but i think a quickie marriage in Amsterdam prior to picking the car up is out of the question.

Thanks for the suggestion, i'll consider it when i try importing a ferrari in 20 years time

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Schrodinger

posted on 9/2/08 at 05:04 PM Reply With Quote
Try putting your new car on the old policy with the full NCD and then insure the old car. It could just be beccause it is an import.





Keith
Aviemore

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