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Modified Car Insurance
T66 - 6/4/10 at 09:44 AM

Its that time of year when the insurers start pushing small hooks into my eyes....


My daily hack is a Saab 9-3 Coupe.


Turbo , ie lots of bhp (290bhp) and lots of mods.



I am 44 and have not made a claim in over 10 years.


Most current quotes...

Emodified = £716 fully comp


Greenlight = £427


flux (current insurer @ £497)



The car is worth £2500 or thereabouts...




Please help or she is going , I am not paying £700 a year to insure something worth slightly more than that.


Which they have no intention of repairing even if I did bump it .....



Welcome to Great Britain, the rich get richer and the poor get paid to stay in the house....


Meanwhile the rest of us get hammered.



Maybe if I buy an Impreza and tell them I am 21 with convictions for drink driving I might get a better quote.



Quietly fizzing



t16turbotone - 6/4/10 at 10:14 AM

have to say, that does sound proper excessive, supose you tried the compare sites?


T66 - 6/4/10 at 10:15 AM

Busy doing them now, has brought it down to the £400 mark...


Some are coming in at £350 with a £500 excess.


stuart_g - 6/4/10 at 10:50 AM

Give 2gether a call.


dan__wright - 6/4/10 at 10:57 AM

try HIC, thats who my modified corsa is with, underwritten by highway who end up doing most modded / specials and who 2gether use.


T66 - 6/4/10 at 10:59 AM

hic will give them a go....


T66 - 6/4/10 at 11:47 AM

Sorted....

Best quote was £360 via the meerkat website, then I have got a £70 cashback using quidco.



Some companies (a lot) are taking the wee !


My worst quote was £2032


Davey D - 6/4/10 at 11:50 AM

you could always try A-Plan. i used them when i had my heavily modified Nissan 200sx


T66 - 6/4/10 at 11:54 AM

Thanks for that....

I think once I get my project car up and running, my Saabs days will be numbered.

It cannot do a tow hitch !


Steve Hignett - 6/4/10 at 11:57 AM

I just used a compare market type thing to get insurance on a BM.

I ended up getting it for a couple hundred less than 2gether, but also received much better service, which is always nice!

ETA - ended up with Swiftcover, believe it or not!

[Edited on 6/4/10 by Steve Hignett]


lsdweb - 6/4/10 at 12:58 PM

David Auden are good for competition cars / low mileage etc - http://www.rallycar-insurance.co.uk/


T66 - 9/4/10 at 12:23 PM

A final note......

Arranged cover with the RAC for 370gbp -


Rang my current insurers today to cancel their renewal, they offered a quote so I let them do it.

So the quote they gave me last week in the post was 497gbp

They did it today for 360gbp


what a bunch of knobs