I'm still considering buying an L200 pickup for private use, but, all the insurance companies I've tried assume it is for own business use.

Does anyone on here use a 4 seat 4x4 pickup as a private car, and where did you get insured?

Cheers.
Pete.

Most SDP policies ive had include use in connection with your business, so it might not be costing you any more, unless they are quoting for a commercial policy. Cant see why it would be a problem, i insured a van as SDP use a long time ago.

Is it the double cab pickup? Most Insurers treat those as a "lifestyle pickup", and insure as normal car whereas single cab is classed as commercial.

[Edited on 7/2/09 by eznfrank]

Hi I used Adrian Flux for my P100 pick up insurance no problem, they did it for private use
cheers

The four door pickups are basically tax dodges, people who are registered for VAT can reclaim the vat on purchase or lease payments, and still use it for shopping and picking up the kids.

Perhaps insurance companies have realised that while HMRC either haven't or are turning a blind eye to it

John

quote:

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Originally posted by mr henderson
The four door pickups are basically tax dodges, people who are registered for VAT can reclaim the vat on purchase or lease payments, and still use it for shopping and picking up the kids.

Perhaps insurance companies have realised that while HMRC either haven't or are turning a blind eye to it

John

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quote:

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Originally posted by JoelP

quote:

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Originally posted by mr henderson
The four door pickups are basically tax dodges, people who are registered for VAT can reclaim the vat on purchase or lease payments, and still use it for shopping and picking up the kids.

Perhaps insurance companies have realised that while HMRC either haven't or are turning a blind eye to it

John

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If you use it for personal use as well as commercial, then you cant claim back the full amount of VAT. When you get inspected they will be asking probing questions about what it is used for!

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Sureterm advertise 4x4 insurance so may be worth a try..

if you go with them tell them i sent you and quote my refernce and il get 20 quid of my renewal next year

[Edited on 7/2/09 by Danozeman]