, happened to my cousin.
Is this a road traffic offence or a criminal offence, just to settle an argument
Its an RTA I know because it happened to me! its affectionally known as an IN10 and sticks on your licence for 5 years. Modyfying your insurance docs would be a criminal offence
thats rto
road traffic offence, usually comes with a £200 on the spot fine and 6pts , happened to my cousin.
But gets you a criminal record if dealt with at a Magistrates' Court and stays on the Court register for life.
Pat...
If you are done for no insurance, as stated earlier, it goes on your license and then makes getting insurance more expensive.
So.... If you were done for having no insurance, then you get insured, you cant possibly be done for having no insurance till the start of your new
premium, yet you are charged more because you are at risk for having no insurance????????
You know it makes sense??
quote:
Originally posted by Andi
If you are done for no insurance, as stated earlier, it goes on your license and then makes getting insurance more expensive.
So.... If you were done for having no insurance, then you get insured, you cant possibly be done for having no insurance till the start of your new premium, yet you are charged more because you are at risk for having no insurance????????
You know it makes sense??
Surely now everythings electronic cancelling would be as stupid as not having any insurance
quote:
Originally posted by r1_pete
quote:
Originally posted by Andi
If you are done for no insurance, as stated earlier, it goes on your license and then makes getting insurance more expensive.
So.... If you were done for having no insurance, then you get insured, you cant possibly be done for having no insurance till the start of your new premium, yet you are charged more because you are at risk for having no insurance????????
You know it makes sense??
But in the insurers view, the chance of you cancelling the policy and keeping the documents is higher.....
quote:
Originally posted by Avoneer
But gets you a criminal record if dealt with at a Magistrates' Court and stays on the Court register for life.
quote:
Originally posted by r1_pete
quote:
Originally posted by Andi
If you are done for no insurance, as stated earlier, it goes on your license and then makes getting insurance more expensive.
So.... If you were done for having no insurance, then you get insured, you cant possibly be done for having no insurance till the start of your new premium, yet you are charged more because you are at risk for having no insurance????????
You know it makes sense??
But in the insurers view, the chance of you cancelling the policy and keeping the documents is higher.....
its a legel requirement now that if you cancel an insurance policy you must return the documents within a certain time, although they never chased me for mine and didnt send them. I think they trying to scare people so you cannot keep hold of docs...
Section 165 of the Road Traffic Act.
quote:
Originally posted by martyn_16v
quote:
Originally posted by Avoneer
But gets you a criminal record if dealt with at a Magistrates' Court and stays on the Court register for life.
I don't think so. It doesn't come up when I have to get CRB checked...
Yip... is recorded on the (S)CRO and PNC along with all the other nasties!
Oh well, mine appears to have gone missing then. What a crying shame 
Think it depends whether you have a full or short CRB check.
Pat...
[Edited on 12/2/09 by Avoneer]