You know how when you have your kit all built up and on the road, you normally have to keep in a garage. Inside that garage is your tools etc that you used to build the car, stuff that would took ages to collect and would be sorely missed if stolen.

Wouldnt it be good if you could get your car insured and for a small premium extra also cover the contents of your garage.

It would be worth compiling an inventory and taking photo's of all your tools for the insurance. I know its virtually impossible to list everything (eg i have hundreds or indivdual taps in old baccy tins that would be expensive to replace), but a main list with supporting pics for sundry items would be useful if you ever did have to claim.


Ive never checked my household policy to see if there is a limit for garage items. I keep my power tools in the house loft to limit what is in garage but one of my boxes is worth a fortune on its own (Snap-on).

Great Idea!! Over to you Gary of Together Insurance now you are a member and Registered Trader!!! Is this something you can consider with your underwriters?? I'd pay extra thats for sure!!

my dad says that the garage contents is covered on the house contents insurance.

but i think your idea of a garage inventory is definately a good idea!

My insurance covers me for £40k in out buildings.

I've pictures of my stuff as evidence.

im sure we have a separate policy for the garage...it doesnt cover the cars though...

Thats a good idea. Photos of all the items would help in the event of a claim.

By the way, what is your address Darren?

I'd have thought it came under the contents part of house insurance but better make sure of how much is covered.

Something I'm going to have to check in the future too cos knowing me £500 of welder will get stolen and the insurance doesn't cover items over £300. And it'd be mid build too