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Parts only or with labour? Insurance
AdrianH - 5/8/09 at 11:41 AM

Just thought I would ask the group collective which they have chosen and if possible why?

Car is a Haynes Roadster so no factory to send it to fix, so should I save £60 and have parts only.

If the car was in an accident and the chassis damaged would that stop me buying a ready made chassis or other parts as they are now becoming available?

Adrian


[Edited on 5-8-09 by AdrianH]


Bluemoon - 5/8/09 at 11:49 AM

Do you have time to fix it?

Dan


twybrow - 5/8/09 at 11:55 AM

I went with parts and labour, as it was only an extra £35. that way I have the option to repair it myself, or send it somewhere for repairs to be made....


Dangle_kt - 5/8/09 at 11:55 AM

Mine is a locost and I bought full cover, no way I rebuilding this bad boy if it gets wrecked!


Mr Whippy - 5/8/09 at 12:01 PM

In my experience a badly bent chassis on a kit car will mean it's a right off due to lack off suitable chassis jigs at normal body shops pushing the repair estimate over the value of the car


ReMan - 5/8/09 at 02:37 PM

quote:
Originally posted by Mr Whippy
In my experience a badly bent chassis on a kit car will mean it's a right off due to lack off suitable chassis jigs at normal body shops pushing the repair estimate over the value of the car

Hmm, good point.
Does that mean a parts only policy is a get out for a total write off I wonder?


chris_smith - 5/8/09 at 06:32 PM

i went for parts only as i think id only be happy if i rebuilt


chris


graememk - 5/8/09 at 06:59 PM

what would happen if your car was written off eg fire, floor accident etc etc

would you get he same amount for the car


jonesier1 - 5/8/09 at 07:00 PM

parts and labour for me as i work in a garage and i would put it through there if owt happened


AdrianH - 5/8/09 at 09:48 PM

Thanks for the replies guys, it has given me more to think about especially do I have the time to fix it again if it is damaged bit.

Adrian