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insurance cost for me (20 year old)
greed1 - 5/11/09 at 01:29 PM

any idea how much it would be for me to insure my locost when i finish it next year
1700 x flow would they even touch me

3 years no claim
atm it is £700 for a mk2 golf 1800 if that is any help


ash_hammond - 5/11/09 at 01:46 PM

No claims cannot be used twice, use it on your daily car. The kit insurance will be a specialist policy that does not use no claims or at least mine is.

I'm 26 with a 2.0 Pinto MAC#1 and its 300 ish.

HTH

-- Ash


bmseven - 5/11/09 at 01:49 PM

Kit Insurers are over 21 only (mostly?)


morcus - 5/11/09 at 01:50 PM

Does kit insurance work like commercial insurance with regards to no claims (Where they'll give it to you only on renewals and other companies don't accept it)?

They normally take your motering history into account so the fact you've made no claims will work in your favour, I doubt you'll have much luck before you turn 21 though.


eddie99 - 5/11/09 at 01:56 PM

i had a quote for a 1.8 zetec at 17 and a few months for 1400 ish, so im guessing would be about 800 for you, try footman james, they are the only people i found would insure


omega0684 - 5/11/09 at 01:57 PM

when i got my DAX insured when i was 21 i had no NCD's and it was £600 with limited milage of 3000 miles

sorry that was on a 2.1 pinto, value 10,000

[Edited on 5/11/09 by omega0684]


55ant - 5/11/09 at 02:22 PM

just an idea, most places wont insure you until your 21, many are even 25.

my insurance is £700 on a 2.1 pinto indy, limited mileage of 4000, no ncb, 2 claims in the last 5 years and 3 points,

im 21, thats with adrian flux, theyve been quite helpfull too. strange thing with kit car is some of the ways you get discounts, i got a single driver discount of 20%, in the past it has always gone down when i put my dad on it.

best of luck though, id think youll be paying around £700 which i wouldnt say is unreasonable for the performance.


dhutch - 5/11/09 at 02:24 PM

Under 21 does limit a bit, but it is possable.
- At 21 i insured myself with a 1.9 cvh westfeild for £550.
- 3k miles, agreed valuve of £4k. Including brakedown and legal.


Daniel


dinosaurjuice - 5/11/09 at 05:18 PM

i got insured no problem when i was 19


bassett - 5/11/09 at 06:37 PM

The age will be a problem best to just get calling the specialists from a kit car mag. for me at 22/23 it was £500 on the R1 MNR and £700 on my 300bhp Leon with the NCB


A1 - 5/11/09 at 07:44 PM

i got it from msm insurance last year, had a clean license, was 1600 odd with 6000miles.
the companys crap though, so im changing...there was a new insurance company mentioned back at the start of the year who told me they were starting young peoples insurance in july... cant remember the name of them though:/ anyone??


greed1 - 5/11/09 at 11:31 PM

great so it is possible to get insured i just got to phone around and expect to be declined a few times

dinosaurjuice who did you get your insurance with when u were 19


daniel mason - 6/11/09 at 06:04 PM

try 2gether insurane.


Stuart_B - 7/11/09 at 03:55 PM

hi, sorry on just seen this thread i am insured with footman james for £1017 for a 1.6pinto at teh age of 17, and that was this year as i am now only 18, and having a 2.0 duratec engine.

so expect to pay less than that.

there were only two companys out off the all the ones i phoned that woudl insure me, and that was footman james(how i am insured with) and adrian flux, flux qouted £2800.

cheers

stuart


greed1 - 7/11/09 at 11:39 PM

thakns fr the replies very helpful i will give them a ring as i get nearer the finish line
ATM i seam to be just collecting lots of info
next i guess is the dash (i may still be 19 by the time i finish this )


my first insurance for a 1.1 205 was 1300
the next year 1000
then when i changed to a 1.8 mk2 golf they wanted 1500 but managed to get them down but if i was to put a miss before my name i get a 50% discount would it be cheaper to have a sex change

[Edited on 7/11/09 by greed1]


dinosaurjuice - 7/11/09 at 11:43 PM

quote:
Originally posted by greed1
great so it is possible to get insured i just got to phone around and expect to be declined a few times

dinosaurjuice who did you get your insurance with when u were 19


footman james. highly recommended. cost me about £750 for a 2.0 MEV Rocket.

ive heard 2gether now insure under 21's, so i will be trying them for a quote next month


Ninehigh - 22/11/09 at 12:18 PM

quote:
Originally posted by morcus
Does kit insurance work like commercial insurance with regards to no claims (Where they'll give it to you only on renewals and other companies don't accept it)?


If you've got evidence (renewal notice usually) and they don't accept it you're going to the wrong companies!