thanks for the valuing offer, here are some pics,
thanks again,
hi all, just got back from tesco's drove the land barge down there (2000 mondeo, 1.8, bought it for £600 3 weeks ago.)
someone has reversed into the nearside wing and bumper, dent is a fair size in the wing, say 300x300mm, one big scratch, down to the metal of the
wing, and paint scuffs on the bumper and wing
nice lady left contact details on my windscreen, stating she had company insurance, im goin to call her in a bit, but what would you do? im just a bit
fearfull of tany garage writing it off as although it is as interesting as a ploughed field its got nothing wrong with it and ive grown quite fond of
it.
im guessing if she has company insurance she will have a nice car and be making a claim herself??
It is your car.... therefore it is your decision as to wether it is written off or not.. it is NOT the choice of the insurance company!
Her insurance has to return you to the position before the accident either by writing off the car and giving you its value so you can replace it...
Or by paying to fix the car... as you dont want them to write it off... they will have to repair... Assuming the cost of repair is not
massive....which it could be depending on who does the repair!
Your biggest problem is finding a shed at 600 quid as the scrappage scheme has really skewed the market price of cheeeepy runarounds....
or they could pay you out and buy the shed back for a small amount of money.....
quote:
Originally posted by tegwin
It is your car.... therefore it is your decision as to wether it is written off or not.. it is NOT the choice of the insurance company!
Her insurance has to return you to the position before the accident either by writing off the car and giving you its value so you can replace it... Or by paying to fix the car... as you dont want them to write it off... they will have to repair... Assuming the cost of repair is not massive....which it could be depending on who does the repair!
thanks for advice guys, completely agree about the shed for £600, hard to find really, and i think i have a bit of a gem with this one.
thanks for the valuing offer, here are some pics,
thanks again,
That's a repair to the bumper, a new wing and a blend to the door, I would say about 14 hours, and £185 paint and materials, new parts are the
wing, wing badge (1.8?), door mould, possibility of a headlamp (mounting brackets are very brittle), lets say £120 for parts.
Labour £420
P&M £ 185
Parts £120
Total £725+vat which would make a cat D if Glass's value is higher.
I would ask the assessor for a cash in lieu payment of £700, saying that if you receive the payment in 7 days you will not engage the services of a
credit hire company.
That should do the trick.
Can you get money from insurance company to fix it yourself? Just curious really...
Could either pop it out or get a wing from a scrappers... only bugger is going to be that metalic paint!
Mark Allanson advice should do the trick. Afterall her insurance won't want a long argument with you asking for more and more and failing to
settle.
Prob best to get the assesors name/no and talk to him direct.
cheers all, ill call her in the mornin, ill let you know what happens