i need a few things cleared up as insurance is rather confusing me..
im 17, but will be 18 when i get a kit car and hopefully it will be a GTM coupe...
insurance wise, will it be cheaper than a comparable normal car, as its a kit car?
if i were to modify it (put a different engine in, roll cage etc, how will that affect the insurance?
i was thinking modifying it wouldnt add much to it, as its a kit car anyway, and there designed to be changeable etc
thanks for any help,
chris
You probably need to talk to an insurance broker for the correct answer to this.
There is a broker on here - 2gether I think
Cheers
Mark
You really really should contact the specialist kit car insurers and get some rough quotes, some only insure under 21's if the engine is 1.8 or
less.
Don't start a build or buy a car untill you know how much it will cost you to get it on the road.
Onlya handful of firms will touch under 21s and still want large premiums- an exception is the Quantum Club who have their own scheme - perhaps you
should look at them too?
hth
Mike
I have a friend who has a 1.0 midas and has struggled to find an insurance quote of less than £2k.
Id imagine it would be much less on a tin top. It may work out cheaper to go on your parents policy.
quote:Just looking into these things for my daughter who should, hopefully, pass her test soon. OK, this is for a tin top but most quotes are in the region of £1800 to £2200 a year TPFT and £3000 to £3500 comp. Got quotes with me as the registered keeper and proposer and they were generally £200 a year more expensive.
Originally posted by speedyxjs
I have a friend who has a 1.0 midas and has struggled to find an insurance quote of less than £2k.
Id imagine it would be much less on a tin top. It may work out cheaper to go on your parents policy.
Check out footman james, they will insure me cheaper than on my everyday car...
EDIT: Sorry, forgot to ask, which engine? i've found that BEC's are no goes, and 2.0 CEC is hard. but 1.6 and 1.8 have been fine for
quotes
[Edited on 2/3/10 by eddie99]
BEC's are no goes? 
as in they wont insure them? thats no good
if not the engine choices are a bit stuck for me, as i realy wanted a sequential gearbox so i can paddle shift...
i guess if i cant use a BE i could use the ford zetec. if i can use a BE it would be a busa or maybe a smaller 1000cc engine from suzuki...
thanks for the quick replies
chris
Afraid not, Well i havent found anyone that will insure a Bike engine. Or a 2ltr car engine. But my 1.8 zetec and 1.6's are insurable.
Remember: 1.6 doesnt mean its slow. Can still turbo the car for same insurance.
[Edited on 2/3/10 by eddie99]