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At what point in your build do you insure?
stevegough - 5/9/10 at 08:44 PM

The start / when you get it running / on its wheels / iva tested / registered / just after your first roll over (just jesting!!).


Hellfire - 5/9/10 at 08:50 PM

When it's on it's wheels and running. Insurance is needed to be able to drive to IVA.

Phil


LBMEFM - 5/9/10 at 08:52 PM

I think you can get build insurance to cover those expensive parts in your garage. Have a chat with the guys from 2gether insurance


big_wasa - 5/9/10 at 08:57 PM

One of them jobs I need to get around to.


scootz - 5/9/10 at 09:05 PM

Start at the beginning! There are companies like Footman James, etc. who offer 'build insurance' to cover all your scattered parts at a fairly reasonable price! Put it this way - I've yet to take out a 'build policy' that was in 3-figures.

I'd forgotten about it and let a few project policies lapse. It wasn't until a reminder arrived for one of the others a wee while ago that I thought I'd better get my backside in gear!


TGR-ECOSSE - 6/9/10 at 07:13 AM

From my experience i would insure everything you can and as soon as you start to build. I was insured for this thank f****


stevegough - 6/9/10 at 07:35 AM

All looks perfectly salvagable!

EEK !

Thanks for all replies guys!


mcerd1 - 6/9/10 at 07:53 AM

I actually had my policy sorted out before I picked the kit up (at the time flux were offering cover on the delivery included in the price)


Macbeast - 6/9/10 at 08:05 AM

I couldn't find anyone to insure my build in a lock up 1 mile from my house.


BenB - 6/9/10 at 09:13 AM

I got cover with flux. Cost me about £60 and last for years (until I finally got it on the road). It certainly makes sense when the wheels are on the thing just because then it's easier to nick!


stevegough - 6/9/10 at 11:12 AM

Ok, guys - got the picture - I have just got it running (bought engine in april 2009) and last thursday was the first start - up. So now very nickable - insurance asap.

The car is about 2 months from IVA, so not much to do - mainly electrical niggles - would you like a piccy?


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scootz - 6/9/10 at 12:27 PM

Bear in mind that it's not just the portability of it that puts it at risk! Fire and accidental damage are equally capable of robbing you of all your goodies!

Get your goodies insured when their combined value exceeds the point where you can afford to just shrug your shoulders and say 'bah' if they are nicked or broken!