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Multi car insurance
Yazza54 - 14/2/11 at 02:10 PM

Does anyone know of any insurers that will insure a banger and a kit on the same policy?

I need a runaround really but I can't afford the insurance as well as keeping the fury due to my age (20 with 2yrs NCB) I don't want to sell the fury but if I want to have any kind of life outside my kit car interests I might have to sell it.

Ran a quote through before on a group one cinquecento 899cc and it's f***ing double what I pay to drive a road legal race car!?!?



Any other young people with a kit car and a runaround?


Mr Whippy - 14/2/11 at 02:34 PM

can you put it through your mums or a girlfriends policy as you as a named second driver? that will put the premiums down for you but will not build up your NCB

Tbh I ran my JBA Falcon for about 3 years as my only daily car which isn't that different to the Fury. Do you have a roof for it? A hard top, windscreen and heater would make it quite pleasent I'm sure. Much better way to spend the money than another car and insurance.

btw I had a cinquecento and it is a utterly sh%t car, rusts to bits in no time and the engines are rubbish. Would not recommend one at all. Handings awful too, I did a 360 spin on a roundabout in the rain only just missing another car and I wasn't even going very fast, my Bluebird handles better and it's like a boat!

I crushed mine with the my JCB and burried it in the garden, along with the caravan, no joke




[Edited on 14/2/11 by Mr Whippy]


Alfa145 - 14/2/11 at 02:42 PM

Not seen any specifically doing it. Try ringing the usual kit car insurers and see what they say, if you tell them it for limited mileage they might give you a lower quote.

Or buy a waterproof and dive the fury every day :p


matty h - 14/2/11 at 02:52 PM

I have multi car policy for two kit cars with premium choice not sure about if they would do it with kit car and tin top.


coyoteboy - 14/2/11 at 03:37 PM

quote:
can you put it through your mums or a girlfriends policy as you as a named second driver? that will put the premiums down for you but will not build up your NCB




Fairly sure that'd be fraud if she's not the primary driver. Companies are cracking down on this sort of thing more and more, including hiring PIs.


eddie99 - 14/2/11 at 03:38 PM

Fit a roof to the fury and use that everyday


Yazza54 - 14/2/11 at 05:08 PM

Couldn't use the fury it's like being in purgatory sat in traffic in a BEC! No screen either so no roof!


Xtreme Kermit - 14/2/11 at 08:14 PM

I got interested in a multi car policy from footman James, but when I enquired it turned out to be applicable to two kits or two classics. They were not interested in my tin-top.


Yazza54 - 16/2/11 at 08:54 PM

Thanks guys, now thinking it may be possible to use another cheap kitcar like a GTM rossa, k3 or maybe quantum? Any ideas no matter how daft are welcome as I really do not want to have to sell my pride and joy!!


owelly - 16/2/11 at 09:18 PM

Huh? The guy I work with has a policy with Footman James that covers his daily Mondeo TDCi and his MGBGT. Works out at £34 more than just the Mondeo on its own!!


cliftyhanger - 16/2/11 at 09:24 PM

Quantum a good idea. OK the saloon type (sorry, coupe) is not exactly pretty, but cheap to buy, run, depending on engine, and almost a rust free fiesta. What could possibly hold you back!


stevebubs - 9/4/11 at 06:12 PM

quote:
Originally posted by owelly
Huh? The guy I work with has a policy with Footman James that covers his daily Mondeo TDCi and his MGBGT. Works out at £34 more than just the Mondeo on its own!!


Both "production" cars...


beaver34 - 9/4/11 at 08:22 PM

i been looking for multi car as im 23 and have two classics and a kit and they wont do it untill over 25