I'm currently looking at cars for my wife, and because I have a company car I don't have third party cover for other cars. Does anyone know if the short term insurance (1-28 days) can be done for any car or does it have to be done for a specific car? I've just got a quote from the RAC and while the price was ok, it was against a specific reg number which will be useless if I'm test driving cars.

I should mention this is specifically for private sales, I'm aware that dealers tend to have their own cover.

Is it worth trying to speak to the company car insurers?

may be worth looking to see if the car you are building could be insured, and that policy give the required cover for driving other vehicles.

You will get Third Party Only cover irrespective assuming you take out a Comp Policy on a named car. For insurance you need a material interest (ie financial) and having a moral interest or "doing the right thing" if you stack a test driven car doesn't count.

Just found this to back up what I said

http://www.theaa.com/motoring_advice/car-buyers-guide/cbg_testdrivetips.html


ATB

Simon

Saying that, found this a bit further down

http://www.insuredaily.co.uk/test-drive-insurance

ATB

Simon

quote:

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Originally posted by Simon
You will get Third Party Only cover irrespective assuming you take out a Comp Policy on a named car. For insurance you need a material interest (ie financial) and having a moral interest or "doing the right thing" if you stack a test driven car doesn't count.

Just found this to back up what I said

http://www.theaa.com/motoring_advice/car-buyers-guide/cbg_testdrivetips.html


ATB

Simon

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