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Insurance renewal rip off!!
Nickp - 6/2/19 at 09:36 PM

Just declared, at renewal, that I've replaced the 75bhp 1.4 CVH with a 170+bhp 2.0 ST170 in the Quantum.
So what happened?
The renewal went up from £105 to £ 114 fully comp!!
Nice one A-Plan

ian locostzx9rc2 - 6/2/19 at 10:20 PM

Kitcars are always a bargain to insure

[Edited on 6/2/19 by ian locostzx9rc2]

nick205 - 7/2/19 at 10:22 AM

quote:
Originally posted by ian locostzx9rc2
Kitcars are always a bargain to insure

[Edited on 6/2/19 by ian locostzx9rc2]



110bhp 2.0 Pinto in my MK Indy and it was cheap to insure fully comp. I suppose isurers figure if you've spent the time, money and effort building the car you'll probably look after it

SJ - 7/2/19 at 10:24 AM

my renewal has gone down every year - now about £80. Still about £2 a mile though!

chris - 7/2/19 at 07:38 PM

how comes everybody else seems to get a good deal from Aplan and i dont my kit was about £160 to insure with them and i used to have my tin top with them but that was just getting ridiculous i halved the premium going elsewhere

gremlin1234 - 7/2/19 at 08:07 PM

quote:
Originally posted by chris
how comes everybody else seems to get a good deal from Aplan and i dont my kit was about £160 to insure with them and i used to have my tin top with them but that was just getting ridiculous i halved the premium going elsewhere
160 for insurance is not outrageous
but when I took out insurance on a 'kit' I was asked is it modified,
- I said yes of course it is, but
she said we know about kits,
she told me to reply, -no its not modified and its about the most standard one that could be built

is it modified - NO

also worth being a member of a recognised car club

and asking a specialist insurer for modern cars, no they won't compete om price.

[Edited on 7/2/19 by gremlin1234]

chris - 7/2/19 at 09:00 PM

i am a member of RHOCAR which is recognised by Aplan was just wondering why other people can get it cheaper than me got a clean driving record and only one small claim against me many many years ago the kit is stored in a locked garage think i will have to shop around this year see if i can do better
getting tight in my old age

[Edited on 7/2/19 by chris]

trextr7monkey - 7/2/19 at 11:29 PM

We have always found Graeme Sykes to be reliably competitive and good to deal with over many years. You have to phone up and have a conversation!

Gord - 8/2/19 at 08:20 PM

I’m with A plan and they called me to say my insurance is due soon, I told them I had fitted a turbo, he says ok give me a minute and put me in hold for a couple of minutes. Yes sir that will increase from £110 to £132, well considering it’s going to take power from 115bhp to around 230bhp that’s not a bad price. They also did not ask anymore about the turbo, “it’s got a turbo, ok” that was it.

pewe - 2/3/19 at 11:32 AM

quote:
Originally posted by Gord
I’m with A plan and they called me to say my insurance is due soon, I told them I had fitted a turbo, he says ok give me a minute and put me in hold for a couple of minutes. Yes sir that will increase from £110 to £132, well considering it’s going to take power from 115bhp to around 230bhp that’s not a bad price. They also did not ask anymore about the turbo, “it’s got a turbo, ok” that was it.


Hoping to have the same on my s/c hairdressers when I tell A-Plan it's now intercooled and bigger injectors.
However based on the tin-top renewal I'll be lucky and surprised if it's that easy.
Admiral went from £360 to £800 because one of the named drivers had a no-fault claim recently.
Not only was it no-fault but he had his excess refunded.
After much battering and threatening they agreed to increase it by "only" £65 - WTF is that about??
No wonder we have no respect for insurance companies, with few exceptions they're mainly thieving barstewards..
Cheers and teeth gnashing, Pewe10

theduck - 2/3/19 at 12:34 PM

quote:
Originally posted by Gord
I’m with A plan and they called me to say my insurance is due soon, I told them I had fitted a turbo, he says ok give me a minute and put me in hold for a couple of minutes. Yes sir that will increase from £110 to £132, well considering it’s going to take power from 115bhp to around 230bhp that’s not a bad price. They also did not ask anymore about the turbo, “it’s got a turbo, ok” that was it.


I was ever so glad they didn’t ask the expected bhp on mine, I’m not sure many insurers would like triple the bhp of the original engine lol