Ninehigh
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| posted on 1/2/09 at 02:34 AM |
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Inn-sewer-ants
When I come to insure my locost, what in general do I need to tell insurers. Just thinking of gathering the list together to avoid the "errrrr,
dunno" situation.
Also can anyone reccomend any particular companies? I've dealt with some proper clueless people who don't understand the concept of
no-claims bonus accrued by driving a private hire vehicle and not crashing it
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deezee
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| posted on 1/2/09 at 09:29 AM |
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Adrian Flux are pretty good. But like most insurance companies, they need to see some evidence of no claims discount. I just gave em the number of
my last insurer and the sorted it out between themselves.
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speedyxjs
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| posted on 1/2/09 at 09:39 AM |
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quote:
Originally posted by deezee
Adrian Flux are pretty good. But like most insurance companies, they need to see some evidence of no claims discount. I just gave em the number of
my last insurer and the sorted it out between themselves.
I have had no experience of AF or any kit car insurers for that matter but if you do a search for Adrian Flux, there have been a few problems with
them from people on this site.
How long can i resist the temptation to drop a V8 in?
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ReMan
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| posted on 1/2/09 at 09:41 AM |
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There are always good and bad experiences with all the robbing barstewards, there are about half a dozen, do a serch on here there are one or two
detailed threads on the subject.
I've been OK with Flux so far.
You are very likely to find that no claims is neither taken into account or issued on this insurance anyway.
Otherwise all the usual things, make, engine, age. You will also need pics and other details later if you want aggreed value insurance, which you
probably do?
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Peteff
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| posted on 1/2/09 at 09:54 AM |
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quote:
Originally posted by Ninehigh
I've dealt with some proper clueless people who don't understand the concept of no-claims bonus accrued by driving a private hire vehicle
and not crashing it
If you insure your Locost on the standard kit car policy you will not get any no claims bonus, none of the ones I consulted offered it on any of their
limited mileage policies.
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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dogwood
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| posted on 1/2/09 at 10:13 AM |
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Hi Ya
I asked a simlar question last october.
I was given plenty of companys to try
These are the quotes I got:
Sureterm= £207
Adrian Flux= £168
Osborne & son= £159
Premium Choice=£138
Grahame Sykes, never returned call
Kitcar insurance direct=Osborne's
Decided to not take insurance out at that time.
Just got mine insured last week.
Used Sureterm although they were the dearest last time...
this time they were the cheapest by quite a bit.
£125 fully comp plus £35 full European brake down cover.
non of the others could come close.
So i think my advice is to phone around.
After you done that.. phone around again.
HTH David
FREE THE ROADSTER ONE…!!
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contaminated
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| posted on 1/2/09 at 11:55 AM |
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AF for me every time. Breakdown service is good (I get £3k a year in breakdowns - only used it once so far!), I'm covered for 90 days in Europe
and they just upped the value of my car by £1000 at no extra cost. Don't do track day insurance though.
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Meeerrrk
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| posted on 1/2/09 at 12:34 PM |
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yep adrian flux for me too, mine was £300 and im 24yrs old with something other than clean driving history!! 
as said above, for this type of insurance they dont take no claims into account, its a stand alone, one off policy.
mark
For Sale : 2008 Aries/Stuart Taylor Motorsport Locoblade (954 Blade)
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Ninehigh
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| posted on 1/2/09 at 01:09 PM |
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Why the hell can't they take no claims? Especially as I'd be using the car as my main transport
Although sounds pretty well cheap enough without it
[Edited on 1/2/09 by Ninehigh]
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Meeerrrk
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| posted on 1/2/09 at 02:41 PM |
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the way it was explained to me was that it leaves your no claims for use on your daily car, which makes perfect sense (the only thing in insurance
that does!)
that said, if you have no claims, and arent insuring another car then a phone call asking the question could leave you pleasantly pleased?
For Sale : 2008 Aries/Stuart Taylor Motorsport Locoblade (954 Blade)
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Ninehigh
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| posted on 1/2/09 at 03:12 PM |
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Yeah it would be my daily car, and that does make sense we had this insuring the two we've got now. I'll have to rebuild my bonus and see
what happens 
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