madteg
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| posted on 10/2/09 at 10:53 PM |
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Caught with no insurance
Is this a road traffic offence or a criminal offence, just to settle an argument
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austin man
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| posted on 10/2/09 at 10:57 PM |
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Its an RTA I know because it happened to me! its affectionally known as an IN10 and sticks on your licence for 5 years. Modyfying your insurance docs
would be a criminal offence
Life is like a bowl of fruit, funny how all the weird looking ones are left alone
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austin man
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| posted on 10/2/09 at 11:04 PM |
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thats rto
Life is like a bowl of fruit, funny how all the weird looking ones are left alone
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omega0684
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| posted on 11/2/09 at 01:44 AM |
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road traffic offence, usually comes with a £200 on the spot fine and 6pts  , happened to my cousin.
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Avoneer
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| posted on 11/2/09 at 07:27 AM |
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But gets you a criminal record if dealt with at a Magistrates' Court and stays on the Court register for life.
Pat...
No trees were killed in the sending of this message.
However a large number of electrons were terribly inconvenienced.
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Andi
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| posted on 11/2/09 at 08:09 AM |
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If you are done for no insurance, as stated earlier, it goes on your license and then makes getting insurance more expensive.
So.... If you were done for having no insurance, then you get insured, you cant possibly be done for having no insurance till the start of your new
premium, yet you are charged more because you are at risk for having no insurance????????
You know it makes sense??
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r1_pete
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| posted on 11/2/09 at 08:24 AM |
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quote:
Originally posted by Andi
If you are done for no insurance, as stated earlier, it goes on your license and then makes getting insurance more expensive.
So.... If you were done for having no insurance, then you get insured, you cant possibly be done for having no insurance till the start of your new
premium, yet you are charged more because you are at risk for having no insurance????????
You know it makes sense??
But in the insurers view, the chance of you cancelling the policy and keeping the documents is higher.....
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Andi
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| posted on 11/2/09 at 10:10 AM |
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Surely now everythings electronic cancelling would be as stupid as not having any insurance
quote:
Originally posted by r1_pete
quote:
Originally posted by Andi
If you are done for no insurance, as stated earlier, it goes on your license and then makes getting insurance more expensive.
So.... If you were done for having no insurance, then you get insured, you cant possibly be done for having no insurance till the start of your new
premium, yet you are charged more because you are at risk for having no insurance????????
You know it makes sense??
But in the insurers view, the chance of you cancelling the policy and keeping the documents is higher.....
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martyn_16v
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| posted on 11/2/09 at 11:17 AM |
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quote:
Originally posted by Avoneer
But gets you a criminal record if dealt with at a Magistrates' Court and stays on the Court register for life.
I don't think so. It doesn't come up when I have to get CRB checked...
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JoelP
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| posted on 11/2/09 at 12:52 PM |
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quote:
Originally posted by r1_pete
quote:
Originally posted by Andi
If you are done for no insurance, as stated earlier, it goes on your license and then makes getting insurance more expensive.
So.... If you were done for having no insurance, then you get insured, you cant possibly be done for having no insurance till the start of your new
premium, yet you are charged more because you are at risk for having no insurance????????
You know it makes sense??
But in the insurers view, the chance of you cancelling the policy and keeping the documents is higher.....
I think its also the fact they dont like you as you avoided giving them money, hence they charge you more to make up for lost time!
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AndyW
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| posted on 11/2/09 at 03:33 PM |
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its a legel requirement now that if you cancel an insurance policy you must return the documents within a certain time, although they never chased me
for mine and didnt send them. I think they trying to scare people so you cannot keep hold of docs...
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mistergrumpy
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| posted on 11/2/09 at 05:35 PM |
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Section 165 of the Road Traffic Act.
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Avoneer
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| posted on 12/2/09 at 07:32 AM |
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quote:
Originally posted by martyn_16v
quote:
Originally posted by Avoneer
But gets you a criminal record if dealt with at a Magistrates' Court and stays on the Court register for life.
I don't think so. It doesn't come up when I have to get CRB checked...
Should do - it also stays on PNC for life as well.
I should know - I do this type of work.
Pat...
[Edited on 12/2/09 by Avoneer]
No trees were killed in the sending of this message.
However a large number of electrons were terribly inconvenienced.
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scootz
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| posted on 12/2/09 at 07:56 AM |
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Yip... is recorded on the (S)CRO and PNC along with all the other nasties!
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martyn_16v
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| posted on 12/2/09 at 01:02 PM |
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Oh well, mine appears to have gone missing then. What a crying shame 
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Avoneer
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| posted on 12/2/09 at 05:19 PM |
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Think it depends whether you have a full or short CRB check.
Pat...
[Edited on 12/2/09 by Avoneer]
No trees were killed in the sending of this message.
However a large number of electrons were terribly inconvenienced.
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