liam.mccaffrey
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| posted on 28/4/09 at 04:51 PM |
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Tintop Insurance
My wifes car was written off, at not fault to us.
We bought a new one and for various reasons I want to cancel the insurance with the current company, take my 3 years no claims with me and start a new
policy with a different company.
What are the legalities about declaring I have 3 years no claims to the new company?
As if asked I won't be able to supply a certificate for a week or 2 while the other policy wraps up.
BTW the old car is permanently off the road and there is no chance i would make a claim against it.
Can i delcare I have 3 years without having the cert to prove it?
[Edited on 28/4/09 by liam.mccaffrey]
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theconrodkid
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| posted on 28/4/09 at 05:03 PM |
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when i did mine i told them the situation and they were ok with waiting a few weeks for the proof....just give them a bell
who cares who wins
pass the pork pies
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eznfrank
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| posted on 28/4/09 at 05:45 PM |
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Just beware that if the claim is not entirely settled ie, they might not have got any pennies off the "at fault" party, then they may well
insist that you either continue to pay if on DD or not get a refund if paid in full. They may also mark your NCD down until it has been fully
resolved (and therefore be unable to provide proof)
Should resolve once settled though.
As above though should be no problem if the new company has to wait a few weeks.
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liam.mccaffrey
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| posted on 28/4/09 at 05:51 PM |
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this was exactly what happended. the insurance company wouldn't close out the claim untill they were satisfied were we not going to repair the
car. They have now done this and I have now sent the cancellation letter. I had to bloody chase em though, robbing buggers. its been weeks since the
claim was settled by the third party. all the while im paying insurance for a car thats off the road
thanks chaps
quote:
Originally posted by eznfrank
Just beware that if the claim is not entirely settled ie, they might not have got any pennies off the "at fault" party, then they may well
insist that you either continue to pay if on DD or not get a refund if paid in full. They may also mark your NCD down until it has been fully
resolved (and therefore be unable to provide proof)
Should resolve once settled though.
As above though should be no problem if the new company has to wait a few weeks.
[Edited on 28/4/09 by liam.mccaffrey]
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Ninehigh
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| posted on 10/5/09 at 12:27 AM |
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If this 3 years is from the year before the just-expired policy then give them the old certificate. If the 3 years includes the year you've not
yet finished be careful because you haven't really got that 3rd year yet
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