Miks15
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| posted on 21/2/10 at 02:50 PM |
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young persons insurance
Does anyone know the best place for a yound person (18) to get insurance for a 205 1.6 gti.
Ive always loved the 205 gtis, and i think a 1.9 is a pushing it a bit for my age, so am considering a 1.6.
Basically ive got rd of my zxr400, now either looking for another bike (possibly R6 or rvf400) or, for more practicality, a quickish car.
Pros of bike is quicker, more fun, cheaper to insure.
Pros of car, cheaper to buy, more practical, easier to have at uni if i decide to bring it, ill still be fine in bad weather.
Cons of bike, hardly practical, the ride 100+ miles to uni could be tough on it, more expensive to buy, wont like bad weather in it.
Cons of car, not as fast/fun, and higher insurance.
So Basically to the question... wheres best to look for cheaper insurance for a 1.6 car? If i can get low insurance it might swing it in favour of the
car.
and has anyone got any opinions on the 205 1.6 gti?
Thanks
Mikkel
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eddie99
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| posted on 21/2/10 at 02:51 PM |
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Be a named driver on your parents insurance and 1.6 wont be that bad.
Regards
Ed
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NOTE:This user is registered as a LocostBuilders trader and may offer commercial services to other users
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Miks15
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| posted on 21/2/10 at 02:59 PM |
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Thats what i was on the old car we had when i was living at home,
But its hard to claim im not the main driver when the car will be in birmingham alot of the year. Otherwise i would have done that, plus i wont build
any NCB being a named driver
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StrikerChris
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| posted on 21/2/10 at 03:03 PM |
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my apprentice (think he's 19)is paying 1800 to insure his 1.9gti....
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Coopz
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| posted on 21/2/10 at 03:04 PM |
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I had a 205 gti 1.6 when I was 19 under my own insurance 1 years no claims and was about 1200 from Admiral.
I did the 10 months bonus accelerator meaning they would give you a years no claims after 10 months, with the indy insurance in mind
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Miks15
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| posted on 21/2/10 at 03:05 PM |
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quote:
Originally posted by StrikerChris
my apprentice (think he's 19)is paying 1800 to insure his 1.9gti....
Do you happen to know who hes with?
Will try admiral
Cheers
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eddie99
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| posted on 21/2/10 at 03:11 PM |
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Ahh yes, normal problem. Another vote for Admiral/Elephant. They're bascially the same company.
Try confused.com, see who quote is from, then go direct to them and you'll save a bit more.
Regards
Ed
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NOTE:This user is registered as a LocostBuilders trader and may offer commercial services to other users
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StrikerChris
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| posted on 21/2/10 at 03:12 PM |
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post office springs to mind,i know it wasn't a specialist company he's with.also i insured my 200sx when i was 20 with elephant.dont know
if they're still competetive now but they were very good when my car was written off which is what your paying for at the end of the day
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Miks15
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| posted on 21/2/10 at 03:14 PM |
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Have tried on confused, they all come up with around £3000ish
Will keep hunting around on elephant and the usual.
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StrikerChris
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| posted on 21/2/10 at 03:20 PM |
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try everyone,not just the search engines.i'm quite fortunate i can nail the phone in work but often local brokers in the yellow pages will bend
over backwards to try and have your business
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Miks15
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| posted on 21/2/10 at 04:09 PM |
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everything i try, i can only get it down to about £2000 minimum with both parents as named drivers still too much
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tomprescott
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| posted on 21/2/10 at 04:15 PM |
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Have you tried quinn direct? I paid £1100 for my first year on a 1.1 106 through churchill, a friend of mine paid £200 more through quinn direct for a
1.6 saxo vt(s/r? Can never remember which one is which but the one that has more power).
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Miks15
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| posted on 21/2/10 at 04:55 PM |
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Just tried quinn, same high price,
Looks like the gti is out of reach til i get some NCB
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andrew-theasby
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| posted on 21/2/10 at 05:06 PM |
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Adrian flux insured my 106 gti when i was 18 for 1800quid then 1200 the year after. They were also cheapest on my 205 1.9gti but i cant remember how
much that was. Join a pug owners club, they give you a discount for that.
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speedyxjs
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| posted on 21/2/10 at 07:45 PM |
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Miks15, what you want is a classic insurance policy if you can find one to insure an 18 yo.
I got the Jag when i was 19 (insurance cost £1200) but wasnt allowed to go on classic insurance till i was 21.
How long can i resist the temptation to drop a V8 in?
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eddie99
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| posted on 21/2/10 at 07:48 PM |
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Im on a named driver policy. And if i stay with the company, i get NCB from whenever i swap. So if i am named for 2 years i get 2years NCB when i
quote for my 3rd year. And after that 3rd year if i change i will have the 1years NCB. Seems pointless if you dont change but im hoping
admiral/elephant will stay cheap 
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NOTE:This user is registered as a LocostBuilders trader and may offer commercial services to other users
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corrado vr6
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| posted on 21/2/10 at 09:00 PM |
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Another vote for Adrian Flux also another to try is Liverpool Victoria they were cheap when i was 18 now with Elephant but sounds like you've
tried them
http://r1indy7.wordpress.com/
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