On_the_way
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| posted on 9/1/11 at 01:20 AM |
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17 Year Old Kit insurance
Okay, I'm 17 and i was entertaining the idea of a Locost 1300. The obvious issue being 17 is the insurance, does anybody have any idea how much
it's going to cost??
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ashg
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| posted on 9/1/11 at 01:38 AM |
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your 17 so im guessing lots if you can find a company that will insure you. most wont touch you until your 21.
Anything With Tits or Wheels Will cost you MONEY!!
Haynes Roadster (Finished)
Exocet (Finished & Sold)
New Project (Started)
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carpmart
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| posted on 9/1/11 at 07:13 AM |
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I think you're going to need a bucket load of cash!
You only live once - make the most of it!
Radical Clubsport, Kwaker motor
'94 MX5 MK1, 1.8
F10 M5 - 600bhp Daily Hack 
Range Rover Sport - Wife's Car
Mercedes A class - Son's Car
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splitrivet
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| posted on 9/1/11 at 08:07 AM |
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Start your build now from the Champion book and by the time you've finished it no problem you'll be at least 24 married with 3 kids.
Cheers,
Bob
I used to be a Werewolf but I'm alright nowwoooooooooooooo
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omega0684
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| posted on 9/1/11 at 08:10 AM |
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as others have said i afraid, most won't touch you until your 21!
no harm in building early then, the average build is a few years i would say
I love Pinto's, even if i did get mine from P&O!
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morcus
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| posted on 9/1/11 at 08:36 AM |
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I don't know if you can do it with specialist insurance but wouldn't the old, on mums insurance trick work? It's technically
insurance fraud of course but alot of people do it with regular car insurance.
In a White Room, With Black Curtains, By the Station.
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snapper
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| posted on 9/1/11 at 08:42 AM |
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Eddie99 started building at about the same age as you, possibly a little earlier, now studying automotive engineering.
He did a great job with a little help here and there.
Stuart has a 1.6 Pinto registered and insured and he is a younger builder, would be worth talking to them, init
I eat to survive
I drink to forget
I breath to pi55 my ex wife off (and now my ex partner)
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marcjagman
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| posted on 9/1/11 at 09:04 AM |
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Be about £3000
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cliftyhanger
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| posted on 9/1/11 at 09:14 AM |
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Buy an original mini, I saw that somebody got one insured for about £650 at 17
Then build the car you want and fiddle with the mini. The mini won't lose money either
Besides minis are still very cool cars, thinking about one for my brood. Good for autotesting too
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philw
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| posted on 9/1/11 at 10:45 AM |
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quote:
Originally posted by cliftyhanger
Then build the car you want and fiddle with the mini.
At that age i would prefer fiddling with a young lady
Must try harder
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adithorp
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| posted on 9/1/11 at 10:54 AM |
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Getting harder to get insurance for young drivers from the sound of some of the threads on here in the last year or so. As a compromise between the
classic route (mini) and the Locost how a bout a 1300 Spitfire? I have a friend who's 2 sons both run one. Cheap to buy, cheap to insure, cheap
to fix and a bit more practical than a Locost day to day.
"A witty saying proves nothing" Voltaire
http://jpsc.org.uk/forum/
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minitici
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| posted on 9/1/11 at 11:47 AM |
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Why pay car insurance ever again?
For just one easy payment you can have lifetime insurance for any vehicle!
Just -
"Make a specified deposit (£500,000 as of 1991) with the Accountant General of the Supreme Court, against their liability for injuries to others
(including passengers) and for damage to other persons' property resulting from use of a vehicle on a public road or in other public
places."
Simples 
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cliftyhanger
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| posted on 9/1/11 at 12:03 PM |
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quote:
Originally posted by minitici
Why pay car insurance ever again?
For just one easy payment you can have lifetime insurance for any vehicle!
Just -
"Make a specified deposit (£500,000 as of 1991) with the Accountant General of the Supreme Court, against their liability for injuries to others
(including passengers) and for damage to other persons' property resulting from use of a vehicle on a public road or in other public
places."
Simples
now, wheres my chequebook
guess they may be after a bit more these days. Probably double that. May have to wait a few days to get that sort of money together.
BTW Spitfires not a bad idea, but in general convertibles will be significantly more to insure than a tintop. Heralds much easier tahan spitfires.
Plus they have a back seat Maybe not as cool as minis, but cheaper to buy.
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trextr7monkey
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| posted on 9/1/11 at 12:38 PM |
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Have alook at Quantums 2 +3 with a hard and soft top- the club do their own insurance through Footman James or Flux and get a very good deal, young
drivers just get bundled in with the rest, best deal we could find. You would need tojoin the club ahead of a purchase I think.
hth
Mike
http://www.flickr.com/photos/14016102@N00/ (cut and paste this dodgey link)
Our most recent pics are here:
http://s129.photobucket.com/albums/p211/trextr7monkey/
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dinosaurjuice
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| posted on 9/1/11 at 01:20 PM |
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i had to wait til 19 to get kitcar insurance. it was quite a lot, but cheap compared to tintop. i paid £760 i think for first year, 2.0 mev rocket.
edit: that was only 18months ago and was with footman james.
[Edited on 9/1/11 by dinosaurjuice]
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PuppiesBalls
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| posted on 9/1/11 at 04:05 PM |
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Its not that bad mate, Give adrian flux a call, I was insured with them untill last year and it was just over £1000 for a 1.8 Turbo, and I was 19,
with no crashes but no ncb & 3 points!
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Yazza54
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| posted on 9/1/11 at 04:50 PM |
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Dunno about 17 but at 19 I had a GTM Libra Vvc and now have a R1 fisher fury at 20. Both with Adrian flux....fill the online form in and you'll
get something back tomorrow morning probs
I'm unhappy cos I eat and I eat cos I'm unhappy
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jacko
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| posted on 9/1/11 at 04:59 PM |
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Welcome to the MAD HOUSE
Why not try 2Gether Ins look at the top of the insurance page on here [just above your post ] ask for Gary and tell them you are off here [ locost
builders ]
Jacko
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On_the_way
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| posted on 10/1/11 at 01:17 AM |
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Thanks for all the replies guys... and to be quite honest i see anything under £2300 (which i was quoted for my brothers 2004 1.2 clio) as reasonable
bearing in mind the locost route would be much more enjoyable, plus i'd like a vehicle i could do just about all the work on myself.
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eddie99
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| posted on 10/1/11 at 01:28 AM |
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Last time i looked for insurance it was with footman james on the 1.8 value 8k just before i was 18 and was £1500 region.
http://www.elitemotorsporteng.co.uk/
Twitter: @Elitemotoreng
Facebook: http://www.facebook.com/pages/Elite-Motorsport-Engineering/153409081394323
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NOTE:This user is registered as a LocostBuilders trader and may offer commercial services to other users
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Stuart_B
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| posted on 12/1/11 at 06:53 PM |
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hi, i had mine for my first car at 17, it was 1000, then 18 it was 850 and 19it is 700.
so not bad and a lot of car for the money.
all with footman James, phone them up, and do not take no as the answer, i s poke to a lovely lady, and she gotted it sorted for me.
black mk indy, 1.6pinto on cbr600 bike carb's.
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The Venom Project
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| posted on 12/1/11 at 07:20 PM |
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You will have to start saving now till your 21 to insure anything like a Lupo which will cost around £3000 Fully Comp and thats really shit, Forget a
Kit Car, they will rape you for thousands I think.
Good luck though, you never know your luck in a big city
It's not that i'm lazy, it's that I just don't care.....
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adithorp
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| posted on 12/1/11 at 07:45 PM |
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quote:
Originally posted by The Venom Project
You will have to start saving now till your 21 to insure anything like a Lupo which will cost around £3000 Fully Comp and thats really shit, Forget a
Kit Car, they will rape you for thousands I think.
Good luck though, you never know your luck in a big city
Experience of younger members on here has been that kit insurance has been lower than they would have paid for an average small hatch.
"A witty saying proves nothing" Voltaire
http://jpsc.org.uk/forum/
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