morcus
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posted on 2/3/13 at 03:13 PM |
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What discount do you get for No claims?
Just a weird thing I've noticed. I've just sold my car and I'm getting my next one next week, I'm probably going to be
cancelling whats left (two months) as it was a specialist policy so I thought I'd see what difference it made if the 10 months counted as a
whole year for NCD and on gocompare it seems to save me about a tenner, yet if I go the other way and say I've got two it jumps up a huge
amount.
In a White Room, With Black Curtains, By the Station.
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loggyboy
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posted on 2/3/13 at 11:44 PM |
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From what ive seen its 10% discount per year upto 70% max discount. But I wouldn't be surprised if some insurers use different systems.
Mistral Motorsport
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morcus
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posted on 2/3/13 at 11:57 PM |
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Thats what I thought, but that doesn't seem to be the case. The first one seems to be worth more than ten percent and the fourth as I say made
little difference.
In a White Room, With Black Curtains, By the Station.
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DanP
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posted on 3/3/13 at 08:52 AM |
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From memory the first year is the big one - something like 40-50% with subsequent years roughly halving the amount of discount each year.
Ie. 0, 40, 60, 70, 75....
You can always ask the insurer, they will tell you.
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