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Author: Subject: Parts only or with labour? Insurance
AdrianH

posted on 5/8/09 at 11:41 AM Reply With Quote
Parts only or with labour? Insurance

Just thought I would ask the group collective which they have chosen and if possible why?

Car is a Haynes Roadster so no factory to send it to fix, so should I save £60 and have parts only.

If the car was in an accident and the chassis damaged would that stop me buying a ready made chassis or other parts as they are now becoming available?

Adrian


[Edited on 5-8-09 by AdrianH]





Why do I have to make the tools to finish the job? More time then money.

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Bluemoon

posted on 5/8/09 at 11:49 AM Reply With Quote
Do you have time to fix it?

Dan

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twybrow

posted on 5/8/09 at 11:55 AM Reply With Quote
I went with parts and labour, as it was only an extra £35. that way I have the option to repair it myself, or send it somewhere for repairs to be made....
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Dangle_kt

posted on 5/8/09 at 11:55 AM Reply With Quote
Mine is a locost and I bought full cover, no way I rebuilding this bad boy if it gets wrecked!
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Mr Whippy

posted on 5/8/09 at 12:01 PM Reply With Quote
In my experience a badly bent chassis on a kit car will mean it's a right off due to lack off suitable chassis jigs at normal body shops pushing the repair estimate over the value of the car





Fame is when your old car is plastered all over the internet

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ReMan

posted on 5/8/09 at 02:37 PM Reply With Quote
quote:
Originally posted by Mr Whippy
In my experience a badly bent chassis on a kit car will mean it's a right off due to lack off suitable chassis jigs at normal body shops pushing the repair estimate over the value of the car

Hmm, good point.
Does that mean a parts only policy is a get out for a total write off I wonder?

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chris_smith

posted on 5/8/09 at 06:32 PM Reply With Quote
i went for parts only as i think id only be happy if i rebuilt


chris





The secret of success is to know something nobody else knows."

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graememk

posted on 5/8/09 at 06:59 PM Reply With Quote
what would happen if your car was written off eg fire, floor accident etc etc

would you get he same amount for the car

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jonesier1

posted on 5/8/09 at 07:00 PM Reply With Quote
parts and labour for me as i work in a garage and i would put it through there if owt happened





im in my own little world...its ok though they know me there

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AdrianH

posted on 5/8/09 at 09:48 PM Reply With Quote
Thanks for the replies guys, it has given me more to think about especially do I have the time to fix it again if it is damaged bit.

Adrian





Why do I have to make the tools to finish the job? More time then money.

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