mistergrumpy
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| posted on 20/9/10 at 01:33 PM |
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Accident Declaration
I've had a minor bump in the tintop a couple of weeks ago which I'm trying to sort and am wondering if I should inform 2Gether who insure
the kit car and also the insurer of my motorbike?
What's the concensus?
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nitram38
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| posted on 20/9/10 at 01:41 PM |
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Always YES!
Insurers will do anything to get out of paying if they can
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westf27
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| posted on 20/9/10 at 02:15 PM |
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you probably already have 
555
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JoelP
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| posted on 20/9/10 at 04:02 PM |
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well, if you do all your premiums will go up, and if you dont, they might not pay out.
A lovely no win situation!
Always go down the personal injury route where possible to cover the future cost of increased insurance premiums.
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spiderman01980
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| posted on 20/9/10 at 04:31 PM |
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insurance is funny, you have VAN, CAR, and BIKE insurance if you have no claims bonus on a van you cant use them on your car if you have them on your
car you cant use them on your van and non of them on the bike! so if you owned a van,car, and bike and you had an accident in your van you have to
inform the car and bike insurance when you renew that you had an accident in the van! but why when you cant use NCB on each other but when it comes to
accidents you have to tell them so they can put your premiums up! hope i`ve made sense!
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mistergrumpy
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| posted on 20/9/10 at 05:13 PM |
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Well I informed Beenets bike insurance and 2Gether and they're not bothered until renewal and said my ncb on these policies won't be
affected.
Of note, don't ever deal with Aviva! I've spoken to half of India today and had an argument with a shouty Indian named Sunni. In the end
after they sent me a letter asking me to ring, they won't speak to me because I got my policy through a broker and get this. I had around 12+
years ncb when I went to the broker and they only register 9 as their maximum. They set me up with Aviva who only register 5 years as their maximum
ncb and so as I rear ended someone I've been told that my ncb will go down to 3 years! They're disregarding the other 7 years!
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spiderman01980
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| posted on 20/9/10 at 05:30 PM |
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yeah it all Bol**x, what is that about some register 5 some 7 some even split 12 into 6 if you have two car so you get 6yrs on each(that happend to a
friend of mine), i was with flux direct for 3 weeks( they are rubish ) and they wouldn`t accept my 2yrs ncb of my van on a car so i cancelled and now
they are bugging me for £110 for the 3 week period when i already gave them a £85 deposit and they let the 14day free cancelation period go past to
tell me, so then i went with ADMIRAL and no problem they took my ncb and had no problem from them, no extra phone call to sell me other crap like
fluxdirect and then fxxk me over, i recomend ADMIRAL to anyone!
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JoelP
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| posted on 20/9/10 at 08:45 PM |
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that one with the disappearing NCB boils my p155 too, im up to about 7 or 8 years now, but im sure current insurer is capped at 5, so theres sure to
be trouble when i re-insure.
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