lewis
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| posted on 8/2/11 at 07:17 PM |
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Fully comp or parts only???
Going to insure the Indy this week & not sure what to do so thought I would ask here,we all know fully comp but if you have a crash in a kitcar
with labour the car may get written off,also would I want someone else fixing the car? Parts only would reduce the risk of the car being written off
but is more hassle,down to me ect. Comments pls.
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tomgregory2000
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| posted on 8/2/11 at 07:39 PM |
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Fully comp for me.
Then im covered if 'I' shove it into a ditch and i dont think i would be up for reparing the car for some time after and would rather just
let someone else sort it
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lewis
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| posted on 8/2/11 at 07:44 PM |
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Good point,I the chassis gets bend do they class that as a part? Or is it game over.
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Snuggs
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| posted on 8/2/11 at 07:48 PM |
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I have Comprehensive but with a Parts Only clause.
If the damage is my fault then parts will be paid for and any work that I can't do myself. eg welding, paintwork, tracking etc
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http://www.topcashback.co.uk/ref/snuggstcb
Spider pig, spider pig, does whatever a spider pig does.
I doubt therefore I may be.
Luposlipophobia : Fear of being chased by wolves around a freshly waxed kitchen floor, while wearing only socks on your feet.
My mind not only wanders, sometimes it leaves completely!
http://www.venganza.org
http://www.jesusandmo.net/
http://www.snuggs.co.uk
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tilly819
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| posted on 8/2/11 at 07:58 PM |
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interesting question my insurance is due this month....
i currently have fully comp with full rights of salvage (if the worst should happen)
but im thinking about parts only, which company are doing parts only cover many iv asked didn't have a clue what it was lol
tilly
F20C Haynes roadster 440 BHP/Tonne www.youtube.com/handmadeextreme
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Snuggs
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| posted on 8/2/11 at 08:10 PM |
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My policy is through 2Gether but the cover is by LV
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http://www.topcashback.co.uk/ref/snuggstcb
Spider pig, spider pig, does whatever a spider pig does.
I doubt therefore I may be.
Luposlipophobia : Fear of being chased by wolves around a freshly waxed kitchen floor, while wearing only socks on your feet.
My mind not only wanders, sometimes it leaves completely!
http://www.venganza.org
http://www.jesusandmo.net/
http://www.snuggs.co.uk
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lewis
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| posted on 8/2/11 at 08:18 PM |
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2gether for my quote too mmm I'll ask about the half and half bit.
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paulf
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| posted on 8/2/11 at 08:52 PM |
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Ive got fully comp with parts only as I would rather fix the car myself and suspect that as its a home built car if the chassis was damaged it could
be written off if I relied on a garage to repair it.
Paul
[Edited on 8/2/11 by paulf]
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omega 24 v6
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| posted on 8/2/11 at 09:39 PM |
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I have fully comp with parts only with 2gether as well. Mines is a scratch build and everything is home/hand made. NO ONE ELSE could would want to
sort it anyway. If they did the time costs would be extrondinarilly huge.
If it looks wrong it probably is wrong.
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ashg
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| posted on 8/2/11 at 10:46 PM |
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chassis is a part, i asked when i insured mine with 2gether. if i spanked it then i can buy a new chassis wishbones etc from a supplier of my
choice, up to the agreed value.
Anything With Tits or Wheels Will cost you MONEY!!
Haynes Roadster (Finished)
Exocet (Finished & Sold)
New Project (Started)
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StrikerChris
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| posted on 9/2/11 at 12:48 AM |
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Parts only for me,up to an agreed high value.i'm the only muppet i'd have touch my baby anyway,and i'm sure you wouldn't be
handing in receipts from breakers so i reckon there may be room for a sneaky upgrade here and there should the worst happen!
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lewis
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| posted on 9/2/11 at 07:46 AM |
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Thanks guys for confirming my questions.
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FASTdan
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| posted on 9/2/11 at 08:01 AM |
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Our Indy is parts only too (with 2gether). As a lot have said, we wouldnt want anyone else fixing it anyway.
NEW danST WEBSITE NOW LIVE! Bike carbs, throttle bodies and more......
http://www.danstengineering.co.uk/
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NOTE:This user is registered as a LocostBuilders trader and may offer commercial services to other users
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Macbeast
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| posted on 9/2/11 at 08:57 AM |
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Frank Pickles did my insurance parts only. About £ 120 / yr
I'm addicted to brake fluid, but I can stop anytime.
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