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Windscreen claim on tin top.
paulf - 5/7/11 at 11:22 AM

My insurance is due for renewal at the end of the month and I have a bad chip in the screen that really could do with replacing.What I don't know is does a screen claim have any effect on your policy cost? Have just done a search and found some good quotes but the cheapest has a higher screen excess than my existing company so thought I might claim for the screen before changing, but don't know if it would affect the new policy due to the way insurers exchange info .
Paul


loggyboy - 5/7/11 at 11:27 AM

Technically it doesnt, but I would expect its the same as when you claim when have protected NCB, the ins. co. keep it on file and i would bet they add a small loading/risk.
However I dont believe its something you have to disclose as a claim to a new insurance company, so do it before you change.


Daddylonglegs - 5/7/11 at 11:37 AM

Most Fully Comp. policies will now cover windscreen repair FOC, but replacement normally has an excess. I believe it's in the region of £50-£70 but not too sure.

HTH


mds167 - 5/7/11 at 11:53 AM

A few years ago I took advantage of the insurance companies 'free' chip repair service but it went on my policy record as a windscreen claim when I went to move to a different insurer.
They refused to reclassify or remove it.
I'd never do it again.
If it is classed as a claim then you have to declare it - otherwise it is fraud.


JoelP - 5/7/11 at 11:59 AM

im sure my vivaro windscreen was only about £110 anyway, so imho not worth letting the ins co know about.


ReMan - 5/7/11 at 12:04 PM

"Cake and eat it" springs to mind

Robbin bstards in all but name the lot of them, got you over a barrel and they know it!


coozer - 5/7/11 at 12:06 PM

I got a screen out the scrappy for a tenner and a tube of gunky sticky stuff off ebay.

Bit of a struggle but good as new and worth it!


Alfa145 - 5/7/11 at 12:28 PM

Had several (about 5 or 6 I think) replaced all on the insurance. I paid the £50-70 excess each time and the glass company claimed the rest off the insurance. You just need to make sure you use the insurance companys approved windscreen repairer. If you use another company then it might be a different kettle of haddock.

Never affected my NCB and it's never affected my premiums and I've never had to declare it as a claim. If you're that concerned then ring up your insurance company and ask. They will say the same. Or read the small print of your policy, it'll be in there.

[Edited on 5/7/11 by Alfa145]


Stott - 5/7/11 at 01:45 PM

I think it does need declaring now as I've been shopping around for the wifes ins this morning and it's an option on all the "add a claim" bits online. There is a "windscreen replacement" option.


It probably will affect your price I reckon however not by much. Everything makes it go up regardless of NCD guarantees etc


Ninehigh - 5/7/11 at 01:56 PM

Fixing a chip isn't a replacement though...


paulf - 5/7/11 at 02:46 PM

Its got several including a bad one that just passed the MOT so really needs replacing.Just looked on insurance comparison site and see it is an option if you select the previous claims bit.
Paul

quote:
Originally posted by Ninehigh
Fixing a chip isn't a replacement though...


UncleFista - 5/7/11 at 02:53 PM

I had a screen for a 306 replaced last week for 130 all in, ring around if its your own cash


paulf - 5/7/11 at 02:56 PM

Its a rover 75 so think it may be a bit more than that but will try a few company's.
Paul

quote:
Originally posted by UncleFista

I had a screen for a 306 replaced last week for 130 all in, ring around if its your own cash


nick205 - 5/7/11 at 04:33 PM

Reading this with interest as SWMBOs Alhambra screen has just cracked. Insurer's want £65 excess paying to fit a replacement, but I had the same query about affect on NCB and future insurance costs.

In years gone by I replaced two Pug 205 screens, but that was when they were held in b the rubber surround and not bonded onto the car. It was a case of kicking the broken one out, retrieving the rubber surround and fitting it to the new screen then threading a chord arounf the rubber channel and gently pulling the screen back in to place - always creaked a little on the way in, but got away with out breakages!

How do you go about removing a bonded in screen - is there an easy release method....?


Ben_Copeland - 5/7/11 at 04:40 PM

Makes no different. Most insurance companies will want to know just for the record, but it doesnt have any effect on your policy amount. I suspect, say, 5 screens in a year might tho.


Ben_Copeland - 5/7/11 at 04:42 PM

quote:
Originally posted by nick205
Reading this with interest as SWMBOs Alhambra screen has just cracked. Insurer's want £65 excess paying to fit a replacement, but I had the same query about affect on NCB and future insurance costs.

In years gone by I replaced two Pug 205 screens, but that was when they were held in b the rubber surround and not bonded onto the car. It was a case of kicking the broken one out, retrieving the rubber surround and fitting it to the new screen then threading a chord arounf the rubber channel and gently pulling the screen back in to place - always creaked a little on the way in, but got away with out breakages!

How do you go about removing a bonded in screen - is there an easy release method....?


Same as my mondeo, if it's a heated screen it's usually more by a little. Mines heated, tinted and sensored


watsonpj - 5/7/11 at 05:30 PM

I helped the guy replace the screen on my fury as he was worried about the relatively weak screen surround. So to remove it he had a tool which basically was a bent screwdriver afair with an end to hold a wire (think cheese wire) and pierced/threaded it through between the surround and the screen. He then cut a long length and attached handlesto the 2 ends and then just went right around the screen cutting the bond.

the tools can be seen here

He had a real hard time of it as the person who put the screen in (Me ) had wanted it to be really flush which meant there wasn't much room for the wire to pass through. So if you do put yours on remember not to push it too tight to the surround.

hope this helps

regards Pete