Hey guys, I recently decided it was time to change cars, and am going to pick up the new vehicle tomorrow. I was planning on simply transferring the
insurance from my current car to the new one- however that would leave me uninsured to drive the old one. Does this mean I have to SORN it due to that
new uninterupted insurance law?! Any advice?
Cheers guys,
Badger
Yep you would have to sorn OR ring your insurance and explain to them and get some temp' cover.
So does this mean you the have the hassle of selling a car with no tax and the buyer has the
inconvenience of retaxing before taking it away ?
It's a bloody stupid law if that is the case.
My last change, my company gave me a week or so overlap, worth asking....
Basically yes, it means from now you'll have to sell your old car before getting the new one in order to sell it with tax and that the buyer will either have to trailer it away, drive it illegally, or come back a week later when they've got the tax.
Keep in mind that there is at least a month between when you transfer your insurance OFF the vehicle, and the DVLA doing something about it
(it'll take about a week to register on their systems, about 2 weeks for the letter to come through the post etc.)
From what I understand they issue a reminder first. So if you're planning on a quick sale, you'll probably get away with it.
As BigW recommended - I got temp cover on the old car and transferred the policy to the new car. It was more cost effective to insure for a month.
Cheers for the info guys, in the end I've got temp cover on my old car to let me sell it. What a PITA though
Commends direct from the DVLA are:
quote:
The scheme intends to identify those potentially uninsured by comparing on a regular basis the Driver and Vehicle Licensing Agency’s (DVLA) vehicle register and the motor insurance industry’s database, which holds all motor insurance policies. Those that appear to have no insurance, and for which there is no valid SORN for the vehicle, will receive an Insurance Advisory Letter (IAL) advising them of such. The letter will set out what options the registered keeper can take to comply with CIE. Those who do not comply, in spite of a warning, may then face a fixed penalty, Court prosecution and/or their vehicle being clamped, impounded or destroyed.
As there is a delay between the end of an insurance policy and the issue of an IAL, there is plenty of opportunity for a keeper to dispose of a vehicle and ensure a disposal notification has been sent to, and received by, the DVLA and therefore avoid being issued with a Continuous Insurance penalty.