Board logo

5 days = £150!
vanepico - 25/7/12 at 09:51 PM

So I've been really looking forward to my first car, and like every over eager new driver I've been doing quotes

On the 15th I did a quote for my 20th birthday on the 20th () and got £850, great!

Now on the 25th, I update it, now it says close to £1000! How is me being 5 days older making it more expensive? WTF! All the settings are the same!

ERGH!!! DAMN YOU! Deffo not SIMPLES!!! Infact it takes a bit more overtime!

Oh well a few years after I've bought the car Diesels will be illegal and they'll find a way of screwing me out of even more money....

A very disgruntled Pete!


dhutch - 25/7/12 at 10:17 PM

Yep. I had a renewal last year go from 800 to 1500 because i let the renewal lapse. Suffice to say, having left it 2months over winter while some points dropped off the three year thingy i looked around elsewhere, and got it for £250.

But yes, insurance companies are like banks. Wankers.


Daniel


rb968 - 25/7/12 at 10:49 PM

Funnily enough a young lass at work told me today she had been onto confused 2 days ago and got a quote for her Corsa but left it till today (payday) to take it out and it had gone up £70. Same search, same details so god knows!

Rich


vanepico - 25/7/12 at 11:05 PM

I've just done it for the 30th of july and it is £780 hmm this is more guesswork than anything else!


mads - 26/7/12 at 02:15 AM

I heard somewhere that when you are using such comparison sites they leave cookies on your computer telling the site you have been before. When you next visit, the price has been bumped up from what you last saw.

I didn't think this was the case but based on hearing other people having similar stories I'm starting to believe it might do. Have you ever noticed it that a similar thing happens when you are looking at flight prices too? I have started to clear my cache & history now just in case.


stevegough - 26/7/12 at 04:55 AM

quote:
Originally posted by mads
I heard somewhere that when you are using such comparison sites they leave cookies on your computer telling the site you have been before. When you next visit, the price has been bumped up from what you last saw.

I didn't think this was the case but based on hearing other people having similar stories I'm starting to believe it might do. Have you ever noticed it that a similar thing happens when you are looking at flight prices too? I have started to clear my cache & history now just in case.



You don't need to clear your cash - that job is best left to the experts - the banks and insurance companies!


jeffw - 26/7/12 at 05:22 AM

Call the companies direct and get a quote.


Ben_Copeland - 26/7/12 at 05:33 AM

quote:
Originally posted by dhutch
Yep. I had a renewal last year go from 800 to 1500 because i let the renewal lapse. Suffice to say, having left it 2months over winter while some points dropped off the three year thingy i looked around elsewhere, and got it for £250.

But yes, insurance companies are like banks. Wankers.


Daniel


But for insurance it's 5 years! So they still need to be told for another 2 years


Alfa145 - 26/7/12 at 07:54 AM

quote:
Originally posted by Ben_Copeland
quote:
Originally posted by dhutch
Yep. I had a renewal last year go from 800 to 1500 because i let the renewal lapse. Suffice to say, having left it 2months over winter while some points dropped off the three year thingy i looked around elsewhere, and got it for £250.

But yes, insurance companies are like banks. Wankers.


Daniel


But for insurance it's 5 years! So they still need to be told for another 2 years


Some are 5 and some are 3 for convictions.

Most are 5 for claims I think.


Ben_Copeland - 26/7/12 at 07:58 AM

Never seen 3 years. All insurance companies I've ever checked with have been 5


eddie99 - 26/7/12 at 08:10 AM

Yep, insurance prices fluctuate randomly. Sometimes end of the month is better because they have already met targets and just looking for a bonus and other times they havent met required targets so giving away cheaper insurance.

However i have just got my insurance renewal through and its dropped £600 without even ringing them up.


vanepico - 26/7/12 at 10:47 AM

never thought of cookies sneaky bastards!!!


dhutch - 26/7/12 at 11:06 AM

quote:
But for insurance it's 5 years! So they still need to be told for another 2 years

I told them the dates of the offenses, so its all clear from that point of view. But i have found that a lot of kitcar companies wont touch you if you have more than 6points, which until then, i did. (dont ask)


loggyboy - 26/7/12 at 11:18 AM

quote:
Originally posted by vanepico
never thought of cookies sneaky bastards!!!


it wont just be cookies, as you enter all your details it could well be under name or address.

Do a quote on a different ISP, under an assumed name, 1 door down from your own address and see if it comes out the same as it did before.


vanepico - 26/7/12 at 11:51 AM

I think i will hold out on the quotes till i get the car, don't wanna be driving the price up!

Also about cookies, has anyone else noticed sites seem to disclose that they use cookies now, they never used to...


Peteff - 26/7/12 at 12:05 PM

quote:
Originally posted by vanepico
I think i will hold out on the quotes till i get the car, don't wanna be driving the price up!

Also about cookies, has anyone else noticed sites seem to disclose that they use cookies now, they never used to...


They are legally obliged to disclose cookies now so you can leave if you do not want your privacy invaded and being bombarded with targeted advertising.


David Jenkins - 26/7/12 at 02:47 PM

quote:
Originally posted by vanepico
Also about cookies, has anyone else noticed sites seem to disclose that they use cookies now, they never used to...


They're legally obliged to - the data protection people were threatening to take companies to court if they didn't.


vanepico - 26/7/12 at 04:38 PM

well every time you log into a forum you have cookies, every time you enter information etc


morcus - 27/7/12 at 02:23 AM

As others have said, phone up as comparisson sites have a habit of doing weird things, like when I got quotes for my mazda eunos, I had to phone up to confirm it because if I put the number plate in it came up as having a manual box, which meant It would quote me as a learner as I have an Auto lisence. So I did everything manually, only to be told that I couldn't have that quote because a, the car was an import, which I'd not only told them, but the car was never available in the UK, and b, My Job title as shift manager had somehow changed to sales manager. The new quote was 4 times the original one and it made me think that there are people out there who technically don't have insurance because the same thing has happened to them, but they've never phoned up so don't realise.

The problem with the phone though is they have a habit of getting my name wrong.


vanepico - 27/7/12 at 06:08 AM

The thing is I really want a cuddly meerkat :