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Insurance for driving my wife's car
John G - 25/9/15 at 05:15 PM

My wife recently purchased another car and has cancelled the insurance on her original car. The car has tax and mot and I have been driving it under the impression that I am covered from my insurance with my main car (third party on any car that does not belong to me) My wife has just had a warning from ask mid as the car will not show up on the insurance database. I have looked at my policy and assume that it is ok to drive it. I will be swaping the policy over when I have mot'd and sold my original car.
Any suggestions.
John


morcus - 25/9/15 at 05:25 PM

If the car isn't insured your third party insurance on your car won't cover it so basically you've been driving around without insurance, also the DVLA will cancel the tax (Retro-actively) from the point the insurance ended so technically the car isn't taxed either.

To keep the car taxed you need to insure it properly. your current insurance company might let you cover two cars temporarily.


John G - 25/9/15 at 06:36 PM

Thanks for the reply, have just insured it fully comp, will cancel the other when I have sold it